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No HOA Homes for Sale in Smithfield, Utah
Smithfield sits at the north end of Cache Valley, about 10 minutes from Logan and roughly 90 minutes from Salt Lake City over Sardine Canyon. It's a small-town setting — under 14,000 residents — where a lot of the housing stock predates the HOA-heavy subdivision era. That means buyers who want to skip monthly dues, architectural review boards, and rental restrictions have a real shot here, especially in the older streets west of Main, around Forrester Acres, and on the larger lots that back up to farmland or the foothills below Smithfield Canyon.
No-HOA living in Smithfield typically comes with bigger lots (quarter-acre and up is common), room for a garden, RV pad, or shop, and the freedom to paint the trim whatever color you want. The trade-off is that you handle your own snow on long driveways through Cache Valley winters, and exterior standards vary house to house on any given street. Buyers coming from the Wasatch Front often appreciate the slower pace, the Sky View High School boundary, and being a short drive from USU, the canyon trailheads, and Cherry Peak ski area. Browse the active listings below to see what's currently on the market without an association attached.
May 2026 · Smithfield market
Live from the Utah MLS — what's actually happening in Smithfield right now.
Median sale
$377,500
22 closed in May 2026
Median DOM
20 days
listing → contract
Sale-to-list
98.1%
of final list price
Unsold inventory
90
active + pending
50 matching · page 3 of 3
Active listings
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Common questions
About no hoa homes in Smithfield.
Are no-HOA homes common in Smithfield? ▾
Yes. Smithfield's older grid neighborhoods around Main Street, the Birch Creek area, and the established streets near Sunrise Elementary are largely HOA-free. Newer subdivisions on the east bench and a few townhome pockets do carry dues, so if no HOA is a priority, focus on properties built before the mid-2000s or on larger lots outside planned developments.
What rules still apply if there's no HOA? ▾
Smithfield City zoning and ordinances still govern setbacks, accessory buildings, livestock, RV parking, and short-term rentals. The R-1-12 and A-1 zones cover much of the city and are reasonably permissive for sheds, gardens, and even chickens on larger parcels. Always check the specific zone and any recorded deed restrictions before assuming you can park a boat in the side yard.
Can I keep horses or livestock on a no-HOA property here? ▾
On parcels zoned A-1 or RA — common on the east side and out toward the Smithfield Canyon mouth — yes, with acreage minimums. Inside standard R-1 lots in town, chickens and small animals are usually allowed in limited numbers but horses are not. Lot size and zone matter more than HOA status for animal questions.
Do no-HOA homes in Smithfield cost less than HOA properties? ▾
Not necessarily. Many no-HOA homes are older single-family houses on bigger lots, which can actually price higher than newer townhomes with dues. What you save in monthly fees you may spend on your own landscaping, snow removal, and exterior upkeep — so factor total cost of ownership when comparing.
Are short-term rentals allowed without an HOA blocking them? ▾
Smithfield City regulates short-term rentals at the municipal level, and most residential zones restrict or require permits for nightly rentals. The absence of an HOA removes one layer of restriction but doesn't override city code. Confirm current STR rules with Smithfield City before buying with rental income in mind.
How do I tell from a listing whether a home has an HOA? ▾
The MLS sheet lists HOA dues and frequency — a $0 dues field or "None" in the association section is the quickest tell. Title work during escrow will also surface any recorded CC&Rs even on homes marketed as no-HOA, which occasionally turn up in older platted subdivisions.