Market analytics · June 2026 archive
Plain City, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
June 2026 · Market Analysis
Plain City's fastest closings of the year arrive just as rates hit their summer peak
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The defining number in Plain City's June 2026 market isn't the price — it's the pace. The median days on market collapsed to just 3 days, down from 25 days in May and the quickest close time recorded in the past year, with the $400,000–$700,000 band posting a median of zero days on market across its 8 closings. That speed came even as the 30-year mortgage rate climbed to 6.75%, and it pushed the median sale price to $675,000 — up from $592,000 in June 2025, a 14% gain year over year on 13 closings versus 11 a year ago.
Market pulse
Plain City's days-on-market reading has been anything but steady over the past six months: 64 days in January, 39 in February, 16 in March, 27 in April, 25 in May — and then a sharp drop to 3 days in June. That June figure is heavily influenced by the mid-range segment, where 8 closings in the $400,000–$700,000 band posted a median of zero days on market, meaning most of those homes went under contract the same day or before they formally hit the active count. The over-$700,000 segment told a different story: 4 closings there carried a median of 107 days on market, a reminder that the upper end of Plain City's market moves on a much longer timeline. Active inventory edged up to 55 homes in June from 48 in May and 50 in April, while the sale-to-list ratio held at 99.32% — sellers are still getting very close to asking price on the homes that do move.
Mortgage context
The 30-year fixed rate reached 6.75% as of early July, up 0.125 percentage points over the past 30 days from 6.625%, and has climbed 0.56 percentage points since February's monthly average of 6.19% — the low point of the past seven months. That trajectory matters in Plain City, where the median home price sits at $675,000 and even small rate moves translate to meaningful monthly cost changes. Buyers who qualified comfortably in February are now carrying a noticeably heavier payment, which may partly explain why June's closing count of 13 ran below the spring months of February through May.
Payment math
At $675,000 with 20% down, the monthly principal-and-interest payment on a Plain City median-priced home runs $3,502 at today's 6.75% rate — $45 more than 30 days ago when the rate was 6.625% and the payment was $3,458, and $198 above the February low when rates averaged 6.19% and that same loan would have cost $3,304 a month.
If you're buying
The mid-range segment — homes priced between $400,000 and $700,000 in communities like Orchards at JDC Ranch and Creekside at JDC Ranch — is moving too fast for hesitation; if you're in that price range, have financing locked and be ready to write the same day you tour. For buyers targeting the over-$700,000 tier, the calculus is different: Grove at JDC Ranch's four June closings carried a median of 61 days on market, and homes sitting past 90 days in that band are more likely to negotiate — the data shows a median of 107 days for that segment, which gives you real leverage if you're patient.
If you're selling
If your home falls in the $400,000–$700,000 range and is in good condition, June's data suggests pricing at or just under the $625,000 median list price is the right call — that band is clearing almost immediately and the sale-to-list ratio of 99.32% means buyers aren't discounting much. Sellers above $700,000 should be realistic about timeline: the four closings in that tier took a median of 107 days, so plan for a longer campaign and price against what similar homes in River Crossing and Diamond E actually sold for, not what they listed for six months ago.
Outlook
With active inventory at 55 homes and new listings running at 20 per month in June, Plain City's supply is building gradually — at June's sales pace it would take about 4.2 months to sell every home currently listed, which still leans toward seller-favorable conditions overall. The rate environment is the bigger variable: if the 30-year holds near 6.75% or drifts higher through July and August, the over-$700,000 segment will likely continue its slow pace while the mid-range keeps moving quickly for well-priced homes. Buyers considering Plain City as an alternative to pricier Weber County markets like North Ogden or Harrisville should expect competition in the $500,000–$650,000 range to remain stiff through the summer.
Watch for
At the current pace of new listings — 20 per month in June against 13 closings — active inventory will likely cross 65 homes by September if sales volume doesn't pick up, which would push the months-of-supply reading above 5 and give buyers in the over-$700,000 tier meaningfully more negotiating room than they have today.
"Three-day median, $675K median price, 6.75% rates — Plain City's June split the difference between speed and cost."
Common questions about Plain City this month
Is Plain City a buyer's or seller's market in June 2026? ▾
It depends on your price range. The $400,000–$700,000 segment is firmly a seller's market — homes there posted a median of zero days on market in June and sold at 99.32% of list price. The over-$700,000 tier is more balanced, with a median of 107 days on market for the 4 closings in that range, giving buyers more time and some room to negotiate.
Why did Plain City's median sale price jump to $675,000 in June? ▾
Part of the increase reflects the mix of homes that closed — Grove at JDC Ranch led with 4 closings at a median of $684,775, and River Crossing contributed a $720,000 sale. With only 13 total closings, a handful of higher-priced transactions can move the median meaningfully. The year-over-year comparison (up from $592,000 in June 2025) also reflects genuine price appreciation in Plain City's established subdivisions.
How are rising mortgage rates affecting Plain City buyers right now? ▾
The 30-year rate is at 6.75% as of early July, up from a recent low of 6.19% in February. On a median-priced $675,000 home with 20% down, that rate shift adds $198 to the monthly principal-and-interest payment compared to February — $3,502 now versus $3,304 then. That's a real affordability headwind, particularly for buyers stretching into the $600,000–$700,000 range.
Which Plain City neighborhoods are selling fastest right now? ▾
Creekside at JDC Ranch and Orchards at JDC Ranch both posted median days on market of zero in June, meaning homes there went under contract immediately. River Crossing also moved quickly, with its one June closing taking just 3 days. Grove at JDC Ranch, the most active subdivision with 4 closings, took a median of 61 days — longer, but that community includes some higher-priced homes that naturally take more time.
Should I wait for rates to drop before buying in Plain City? ▾
That's a timing call no data can make for you, but the Plain City market isn't sitting still while rates are elevated — the mid-range segment cleared in essentially zero days in June, meaning waiting for a rate drop while hoping for a better deal may mean competing for fewer options later. Active inventory is building slowly (55 homes in June, up from 48 in May), so the selection is modestly improving, but well-priced homes in the $500,000–$650,000 range are still moving very fast.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ original list — buyer/seller leverage
Days on Market
Median days from listing to close
Price Volume
Total dollar volume — active · new · sold per month
June 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
13 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 3 · 25th percentile 0 · 75th percentile 77
Needed a price change
Sold listings that had a recorded price change before close
6 of 13 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Grove At Jdc Ranch 4 sold · $685K · 61d
- 2. Creekside At Jdc Ranch 2 sold · $584K · 0d
- 3. River Crossing 1 sold · $720K · 3d
- 4. Orchards At Jdc Ranch 1 sold · $410K · 0d
- 5. Stillcreek 1 sold · $368K · 331d
June 2026 by property type
How each housing type performed last month — 11 closings total across subtypes.
Summary Statistics
| Metric | Jun-26 | Jun-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 13 | 11 | +18.18% | 99 | 70 | +41.43% |
| Median Sale Price | $675,000 | $592,000 | +14.02% | $605,237 | $645,319 | -6.21% |
| Median DOM | 3 | 12 | -75.00% | 28 | 22 | +27.27% |
| Sale-to-List Ratio | 99.32% | 99.85% | -0.53% | 99.29% | 99.58% | -0.29% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.