Market analytics
Plain City, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
July 2026 · Market Analysis
Plain City closings snap back to a 15-day pace, but only 10 homes traded
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Homes that closed in Plain City this July sat a median of just 15 days on the market, down from 74 days in June and the quickest turnaround since March's 16-day median. But only 10 homes actually closed, well below the 21 that sold in July 2025 and the 15 sales Plain City has averaged monthly over the past year. The speed is real for what sold, but with sold count at two-thirds of the recent average, it's a read on a thin slice of the market, not the whole thing.
Market pulse
Days on market has whipsawed all year — 64 in January, down to 16 in March, back up to 74 in June, and now 15 in July — with no clean seasonal trend, just month-to-month noise driven by a small number of closings. Sold counts have been sliding since May's 19: 14 in June, 10 in July, the lightest month of the past six. Active inventory ticked up to 50 listings in July from 40 in June, so more homes are sitting on the shelf while fewer close, and the sale-to-list ratio slipped to 98.61%, its softest reading of the past six months. Orchards at JDC Ranch kept closing steadily with 3 sales in July, while last month's leader, Grove at JDC Ranch, didn't post a single close.
Mortgage context
The 30-year rate has climbed steadily since February's 6.19% average, through 6.48% in March, 6.66% in June, and now sits at 6.875% today, up 0.25 percentage points in the past 30 days alone. That climb is landing right as Plain City's sold volume thins out, which suggests some buyers are pausing rather than stretching for the higher payment.
Payment math
A median-priced Plain City home now runs $638,000, and financing it with 20% down at today's 6.875% rate puts the monthly principal and interest at $3,350 — $85 more than the $3,266 payment buyers faced just 30 days ago at 6.625%, and $230 above the $3,120 payment from February's 6.19% low.
If you're buying
With active listings up to 50 and only 10 homes closing, buyers have more room to negotiate than the fast days-on-market number suggests — none of July's closings sold above list, and 4 of 10 closed below asking. Focus on the over-$700,000 band, where median days on market still ran 15 days but sold-below-list activity was common; Orchards at JDC Ranch remains the most consistent source of closings under $550,000.
If you're selling
Price to the $625,000 median list, not last month's $677,388 median sale — July's closings landed at $637,500 with zero sales above asking, a shift from earlier in the year. With active inventory climbing to 50 while sales fall to 10, sellers competing in the $400,000-$700,000 band should lean on quick-close pricing like the 2-day median that band posted in July rather than testing the market with a premium.
Outlook
Expect sold counts to stay soft into fall if the 30-year keeps climbing past 6.875% — rates have risen in five of the last six months, and July's higher monthly payment is already showing up as fewer closings rather than lower prices. Inventory near 50 active listings against just 10-14 monthly sales gives buyers more leverage through late summer, even with the warm, prime-selling-weather backdrop Weber County typically sees in July.
Watch for
If sold counts stay in the 10-14 range through September while active inventory holds near 50, the sale-to-list ratio likely keeps drifting below 98% as sellers compete harder for a shrinking buyer pool.
"Faster, but thinner: Plain City's July sped up on far fewer sales."
Common questions about Plain City this month
Is Plain City a buyer's or seller's market in July 2026? ▾
Leverage has shifted toward buyers. Active listings climbed to 50 in July while only 10 homes closed, and none sold above the list price — the first month this year with zero above-list sales. Sellers are still getting 98.61% of asking, but that's the softest ratio of the past six months.
Why did homes sell so fast in Plain City in July if the market is slowing? ▾
The 15-day median days-on-market reflects a small pool of only 10 closings, not a broad buyer rush. Homes in the $400,000-$700,000 band closed in a median of just 2 days, but with so few sales, that number swings heavily month to month — June's median was 74 days on a similarly small sample.
How much has the 30-year mortgage rate affected payments on a Plain City home? ▾
On the $638,000 median home with 20% down, the monthly principal and interest payment is now $3,350 at today's 6.875% rate, up $85 from 30 days ago and up $230 from February's 6.19% low. Rates have climbed in five of the last six months, from 6.19% in February to 6.79% average in July.
Which Plain City neighborhoods are selling right now? ▾
Orchards at JDC Ranch was the most active subdivision in July with 3 closings around $528,775, continuing a pattern from earlier in the year. Grove at JDC Ranch, which led sales in June with 4 closings, had none in July — a reminder that subdivision activity here shifts month to month with such low overall volume.
Should I wait for rates to drop before buying in Plain City? ▾
Rates have moved in one direction since February, from 6.19% to 6.875% today, with no signal of reversing in the next 30-90 days based on the recent monthly trend. Waiting means a higher likely rate, but active inventory at 50 listings against only 10-14 monthly sales gives buyers negotiating room now that may not persist if sales pick back up.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
July 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
10 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 15 · 25th percentile 9 · 75th percentile 15
Needed a price change
Sold listings that had a recorded price change before close
4 of 10 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Orchards At Jdc Ranch 3 sold · $529K
- 2. River Crossing 1 sold · $780K
- 3. Creekside At Jdc Ranch 1 sold · $765K
- 4. Fremomt Meadows 1 sold · $753K · 15d
- 5. Pappy's Estates 1 sold · $746K · 15d
July 2026 by property type
How each housing type performed last month — 10 closings total across subtypes.
Summary Statistics
| Metric | Jul-26 | Jul-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 10 | 21 | -52.38% | 111 | 91 | +21.98% |
| Median Sale Price | $637,500 | $624,955 | +2.01% | $604,927 | $640,620 | -5.57% |
| Median DOM | 15 | 17 | -11.76% | 37 | 21 | +76.19% |
| Sale-to-List Ratio | 98.61% | 98.77% | -0.16% | 99.24% | 99.39% | -0.15% |
Past months
Browse historical Plain City reports — each month's snapshot stays at its own permanent URL.
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.