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Homes Under $500,000 in Morgan, Utah
Morgan County is one of the tighter squeezes for buyers on a $500K budget along the Wasatch Front, and it's worth knowing that going in. This is horse-and-hay country tucked between the Wasatch Mountains and the Weber River, thirty-five minutes from downtown Ogden and about fifty from Salt Lake City International, with Morgan High School and a small-town Main Street anchoring the county seat. Land here is scarce and zoned generously, so a lot of the inventory skews toward larger acreage parcels and custom builds well north of half a million. Under $500K, you're mostly looking at older ranch homes and split-levels in Morgan City itself, mobile and manufactured homes on owned land, townhomes in newer clusters near the golf course, and the occasional fixer on a smaller lot in Mountain Green or Croydon.
Because supply at this price point turns over fast — often within days of hitting the MLS — buyers who've done their loan homework ahead of time have a real advantage. Winters bring serious snow and I-84 can get slow during storms, so factor in commute realities if you're working in Ogden or the Salt Lake valley. School capacity is also a live issue; Morgan's growth has outpaced some infrastructure, so ask about boundary changes if you're buying with kids in mind. Browse the active listings below to see what's currently on the market under $500K.
July 2026 · Morgan market
Live from the Utah MLS — what's actually happening in Morgan right now.
Median sale
$880,000
3 closed in July 2026
Median DOM
—
listing → contract
Sale-to-list
98.9%
of final list price
Unsold inventory
25
active + pending
14 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Morgan.
How many homes under $500K typically come up in Morgan? ▾
Morgan is a small market — the city itself has fewer than 5,000 residents and the county under 13,000 — so inventory under $500K is thin and moves fast. On any given week you might see a handful of listings, ranging from older homes in town near Commercial Street to smaller lots in newer subdivisions. Check the active listings below for the current count.
What kind of home does $500K actually buy in Morgan? ▾
At or just under $500K you're generally looking at a 3-4 bedroom home, often built in the 1990s through 2010s, on a standard subdivision lot. Older farmhouses in town and townhomes also fall in this range. Acreage and newer builds with mountain views usually push past $500K, sometimes well into the $700K+ range.
Is the commute to Salt Lake or Ogden manageable from Morgan? ▾
Yes — Morgan sits right off I-84 in Weber Canyon, roughly 20-25 minutes to Ogden and about 40-45 minutes to downtown Salt Lake City depending on canyon traffic and weather. Winter storms can slow the canyon, so most buyers commuting daily plan around that.
What's the school situation for families buying here? ▾
Morgan School District is small and well-regarded locally, with one high school, one middle school, and elementary schools serving the valley. Class sizes tend to be smaller than along the Wasatch Front, which is a real draw for families moving up from Davis or Weber County.
Are there HOA or subdivision fees to watch for in this price range? ▾
Most single-family homes in Morgan are not in HOAs, but a few of the newer developments and any townhome or condo product will carry monthly dues. Always check the listing details — fees in Morgan tend to run lower than Wasatch Front averages when they do apply.
Is Mountain Green considered part of Morgan for MLS purposes? ▾
Mountain Green is an unincorporated community in Morgan County, about 10 minutes west of Morgan city toward Ogden, and listings there often show up alongside Morgan results. Prices in Mountain Green skew a bit higher due to newer construction, so under $500K is harder to find there than in Morgan proper.