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Homes Under $300,000 in Morgan, Utah
Morgan County is one of the tighter housing markets along the Wasatch Front, and homes under $300K here are scarce enough that most buyers need to move fast when one lists. This is horse-and-ranch country tucked into a mountain valley between Ogden and Park City, with the Weber River running through it and I-84 as the main artery to Ogden's job market about 25 minutes away. At this price point you're generally looking at older manufactured homes, small cabins in the surrounding canyons, condos or townhomes in Morgan City or Mountain Green, or the occasional fixer-upper on a modest lot rather than the acreage properties Morgan is known for. Morgan School District's small-town reputation and low student-to-teacher ratios draw families who are willing to trade square footage for the location.
Inventory under $300K turns over quickly because Morgan's overall median home price sits well above that mark, often north of $550K, so anything priced lower gets attention from both first-time buyers and investors looking at rental potential near the Round Valley trail system or Snowbasin's back entrance. Expect competition on well-priced listings, and budget for the fact that older homes in this range may need updates to plumbing, roofing, or septic systems common in county properties outside city sewer lines. Browse the active listings below to see what's currently on the market.
September 2026 · Morgan market
Live from the Utah MLS — what's actually happening in Morgan right now.
Median sale
$489,000
3 closed in September 2026
Median DOM
95 days
listing → contract
Sale-to-list
98.5%
of final list price
Unsold inventory
35
active + pending
2 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Morgan.
How many homes under $300K are typically available in Morgan at one time? ▾
Usually just a handful, and sometimes zero. Morgan is a small market with low turnover, and the sub-$300K segment is the tightest slice of it. It's common to see one to three active listings in this range, often a mix of manufactured homes, older single-family homes, or small townhomes.
What kind of home can I realistically get in Morgan for under $300,000? ▾
At this price point you're usually looking at a manufactured home on an owned lot, a smaller two- or three-bedroom home built before 1990 that may need updates, or a modest townhome or condo. Newer construction and homes on acreage in Morgan typically start well above $400K.
Does Morgan qualify for USDA rural loans? ▾
Yes — most of Morgan County is currently designated as USDA-eligible, which means qualifying buyers can finance with zero down on eligible properties. That's a meaningful advantage for budget-conscious buyers, since it frees up cash for closing costs or repairs on older homes.
Is it worth considering Mountain Green or Croydon instead? ▾
Mountain Green is closer to I-84 and the Weber County line and tends to run pricier than Morgan city, while Croydon is smaller and more rural to the east. Sub-$300K options pop up in both, but inventory is even thinner. Many buyers expand their search to all three areas to find something workable.
What should I expect for property taxes and HOA fees in this price range? ▾
Morgan County property tax rates run roughly 0.5–0.6% of assessed value, which is on the lower side for Utah. Most single-family homes in Morgan don't carry HOA fees; townhomes and condos do, typically in the $100–$250/month range depending on what's covered.
How competitive are sub-$300K listings in Morgan? ▾
Very. When an entry-level home hits the MLS in Morgan it often goes under contract within a week, sometimes with multiple offers. Having financing pre-approved and being ready to tour the day a listing goes live makes a real difference at this price point.