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Homes Under $300,000 in Morgan, Utah
Morgan County is one of the toughest places on the Wasatch Front to find a home under $300,000, and it's worth understanding why before you start browsing. This is a small, tight-knit valley of roughly 12,000 people tucked between the Wasatch Range and the Uinta-Wasatch-Cache National Forest, with Morgan City itself offering a walkable Main Street, a well-regarded K-12 school district, and an easy 30-35 minute commute into Ogden or over Weber Canyon toward Salt Lake. Land here is scarce, zoning favors larger lots, and new construction skews toward custom homes on acreage — so sub-$300K inventory is almost always older stock: manufactured and mobile homes on owned or leased land, small older cabins in East Canyon or South Morgan, condos and townhomes in Mountain Green, or fixer-upper single-family homes that need work. Because turnover is low and demand from Ogden and Salt Lake commuters keeps pushing prices up, anything under $300K tends to move fast and attracts multiple offers, particularly manufactured homes in established parks and small condos near I-84. Buyers at this price point should be ready to act with financing already lined up, since sellers here have leverage and don't need to wait around. Browse the active listings below to see what's currently on the market in this range.
July 2026 · Morgan market
Live from the Utah MLS — what's actually happening in Morgan right now.
Median sale
$880,000
3 closed in July 2026
Median DOM
—
listing → contract
Sale-to-list
98.9%
of final list price
Unsold inventory
25
active + pending
3 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Morgan.
How many homes under $300K are typically available in Morgan at one time? ▾
Usually just a handful, and sometimes zero. Morgan is a small market with low turnover, and the sub-$300K segment is the tightest slice of it. It's common to see one to three active listings in this range, often a mix of manufactured homes, older single-family homes, or small townhomes.
What kind of home can I realistically get in Morgan for under $300,000? ▾
At this price point you're usually looking at a manufactured home on an owned lot, a smaller two- or three-bedroom home built before 1990 that may need updates, or a modest townhome or condo. Newer construction and homes on acreage in Morgan typically start well above $400K.
Does Morgan qualify for USDA rural loans? ▾
Yes — most of Morgan County is currently designated as USDA-eligible, which means qualifying buyers can finance with zero down on eligible properties. That's a meaningful advantage for budget-conscious buyers, since it frees up cash for closing costs or repairs on older homes.
Is it worth considering Mountain Green or Croydon instead? ▾
Mountain Green is closer to I-84 and the Weber County line and tends to run pricier than Morgan city, while Croydon is smaller and more rural to the east. Sub-$300K options pop up in both, but inventory is even thinner. Many buyers expand their search to all three areas to find something workable.
What should I expect for property taxes and HOA fees in this price range? ▾
Morgan County property tax rates run roughly 0.5–0.6% of assessed value, which is on the lower side for Utah. Most single-family homes in Morgan don't carry HOA fees; townhomes and condos do, typically in the $100–$250/month range depending on what's covered.
How competitive are sub-$300K listings in Morgan? ▾
Very. When an entry-level home hits the MLS in Morgan it often goes under contract within a week, sometimes with multiple offers. Having financing pre-approved and being ready to tour the day a listing goes live makes a real difference at this price point.