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Mona, Utah

Homes Under $300,000 in Mona, Utah

Mona sits at the far south end of Juab County, a small farm town off I-15 about 20 minutes south of Nephi and just over an hour from Provo. It's never been a high-price market, but $300K still doesn't stretch as far here as it did five years ago — new construction and Utah County spillover have pushed land and building costs up even in a town this size. What's still realistic under $300K in Mona are older single-level homes on in-town lots, manufactured and modular homes on owned land, and the occasional smaller acreage property farther from the highway that needs some updating. Buyers priced out of Payson, Santaquin, and Spanish Fork are increasingly the ones showing up to tour these listings.

This price range works for a specific kind of buyer: someone who wants space and quiet over walkability and amenities, is fine commuting to Utah County or Nephi for work and shopping, and doesn't need a turnkey house. Mona has no traffic to speak of, big views of the Wasatch and the West Hills, and well and septic are common outside the small town core, so factor that into your due diligence. Inventory under $300K moves in small batches — sometimes there's nothing on the market for weeks, then two or three homes list at once. Browse the active listings below to see what's currently available in this range.

August 2026 · Mona market

Live from the Utah MLS — what's actually happening in Mona right now.

Full Mona market report
Median sale
$635,000
3 closed in August 2026
Median DOM
52 days
listing → contract
Sale-to-list
98.1%
of final list price
Unsold inventory
6
active + pending

5 matching · page 1 of 1

Active listings

Common questions

About homes under $300k in Mona.

What kind of home can I actually get in Mona under $300K?

Most listings in this range are older manufactured homes on a third of an acre or more, small two-bedroom cottages in the original townsite, or occasional fixers. Stick-built homes in move-in condition usually sit above $300K in Mona, so expect to trade finish quality or square footage for lot size.

Are manufactured homes in Mona financeable?

It depends on the home's age, foundation, and title status. Conventional and FHA loans generally require the home to be on a permanent foundation, titled as real property, and built after June 1976. Older single-wides often need cash or a specialty lender, so check with your loan officer before writing an offer.

Do homes in Mona use well water and septic?

Many properties outside the central town grid run on private wells and septic systems, while homes inside town limits typically connect to Mona City water. Septic inspections and well flow tests are smart contingencies to include, and water shares may or may not transfer with the property — confirm in writing.

How long is the commute from Mona to Provo or Spanish Fork?

Spanish Fork is about 30 to 35 minutes north on I-15, and Provo runs closer to 40 to 45 minutes depending on traffic at the point of the mountain. Nephi is only 10 minutes south for groceries and basic services.

How many homes under $300K are typically active in Mona?

Mona is a small market, so inventory in this price band is thin — often just a handful of listings at any given time, and sometimes none. Setting up a saved search with instant alerts is the most reliable way to catch new listings before they go under contract.

What should I check on lot lines and zoning before buying?

Many Mona parcels have agricultural zoning, irrigation ditches, or shared access easements that aren't obvious from the listing. Pull the parcel map from Juab County, ask about irrigation shares, and confirm whether the lot can support additional structures like a shop or barn if that matters to you.