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Mona, Utah

Homes Under $300,000 in Mona, Utah

Mona sits at the north end of Juab County, a farm town of a few hundred people just off I-15 between Nephi and Santaquin. It's the kind of place where a sub-$300K budget still buys real breathing room — a half-acre lot, a detached shop, mountain views of the Wasatch Range without the Wasatch Front price tag. Most of what shows up in this range here is older ranch-style construction, a handful of newer manufactured and modular homes on owned land, and the occasional fixer that's been sitting while bigger equity buyers look elsewhere. Commuters headed to Provo or Payson are looking at 35-45 minutes each way, which is exactly the tradeoff that keeps prices down and lot sizes up.

Buyers drawn to this price point tend to want acreage, a septic system and well or small-town culinary water instead of an HOA, and enough space for animals, a garden, or a home business. Mona Reservoir and the surrounding farmland shape the feel of the town more than any subdivision does, so don't expect sidewalks and streetlights on every block — expect quiet roads and neighbors who've been there for decades. Inventory under $300K moves in and out fast because there simply aren't many homes in Mona at any given time, so pricing and condition both matter more here than in a bigger market. Browse the active listings below to see what's currently on the market.

June 2026 · Mona market

Live from the Utah MLS — what's actually happening in Mona right now.

Full Mona market report
Median sale
$635,000
1 closed in June 2026
Median DOM
listing → contract
Sale-to-list
101.0%
of final list price
Unsold inventory
6
active + pending

4 matching · page 1 of 1

Active listings

Common questions

About homes under $300k in Mona.

What kind of home can I actually get in Mona under $300K?

Most listings in this range are older manufactured homes on a third of an acre or more, small two-bedroom cottages in the original townsite, or occasional fixers. Stick-built homes in move-in condition usually sit above $300K in Mona, so expect to trade finish quality or square footage for lot size.

Are manufactured homes in Mona financeable?

It depends on the home's age, foundation, and title status. Conventional and FHA loans generally require the home to be on a permanent foundation, titled as real property, and built after June 1976. Older single-wides often need cash or a specialty lender, so check with your loan officer before writing an offer.

Do homes in Mona use well water and septic?

Many properties outside the central town grid run on private wells and septic systems, while homes inside town limits typically connect to Mona City water. Septic inspections and well flow tests are smart contingencies to include, and water shares may or may not transfer with the property — confirm in writing.

How long is the commute from Mona to Provo or Spanish Fork?

Spanish Fork is about 30 to 35 minutes north on I-15, and Provo runs closer to 40 to 45 minutes depending on traffic at the point of the mountain. Nephi is only 10 minutes south for groceries and basic services.

How many homes under $300K are typically active in Mona?

Mona is a small market, so inventory in this price band is thin — often just a handful of listings at any given time, and sometimes none. Setting up a saved search with instant alerts is the most reliable way to catch new listings before they go under contract.

What should I check on lot lines and zoning before buying?

Many Mona parcels have agricultural zoning, irrigation ditches, or shared access easements that aren't obvious from the listing. Pull the parcel map from Juab County, ask about irrigation shares, and confirm whether the lot can support additional structures like a shop or barn if that matters to you.