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Mona, Utah

Homes Under $300,000 in Mona, Utah

Mona sits in southern Juab County, about 10 miles north of Nephi along I-15 and roughly 75 miles south of Salt Lake City. It's a small farming town of around 1,500 people, and the budget picture here is very different from Utah County just up the freeway. Homes under $300K in Mona tend to be older ranch-style houses, manufactured homes on land, and modest single-level builds on lots that often run a half acre or more. Newer construction in town has mostly priced above that line, so this range is where many first-time buyers and people downsizing from the Wasatch Front land.

The tradeoffs are real and worth weighing. Mona is rural: expect irrigation shares, well or small-system water questions, and septic on some properties, plus a commute of 45 to 60 minutes to Provo or Orem. In return you get space for a garden, animals, or a shop, views of Mount Nebo to the north, and lower property taxes than most Wasatch Front cities. Winters are cold but milder on snow than the mountain towns, and summers are hot and dry. Nebo School District serves the area, with Juab School District options nearby depending on the address. Browse the active listings below to see what's currently on the market under $300K.

August 2026 · Mona market

Live from the Utah MLS — what's actually happening in Mona right now.

Full Mona market report →
Median sale
—
3 closed in August 2026
Median DOM
52 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
4
active + pending

4 matching · page 1 of 1

Active listings

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Common questions

About homes under $300k in Mona.

What kind of home can I actually get in Mona under $300K? ▾

Most listings in this range are older manufactured homes on a third of an acre or more, small two-bedroom cottages in the original townsite, or occasional fixers. Stick-built homes in move-in condition usually sit above $300K in Mona, so expect to trade finish quality or square footage for lot size.

Are manufactured homes in Mona financeable? ▾

It depends on the home's age, foundation, and title status. Conventional and FHA loans generally require the home to be on a permanent foundation, titled as real property, and built after June 1976. Older single-wides often need cash or a specialty lender, so check with your loan officer before writing an offer.

Do homes in Mona use well water and septic? ▾

Many properties outside the central town grid run on private wells and septic systems, while homes inside town limits typically connect to Mona City water. Septic inspections and well flow tests are smart contingencies to include, and water shares may or may not transfer with the property — confirm in writing.

How long is the commute from Mona to Provo or Spanish Fork? ▾

Spanish Fork is about 30 to 35 minutes north on I-15, and Provo runs closer to 40 to 45 minutes depending on traffic at the point of the mountain. Nephi is only 10 minutes south for groceries and basic services.

How many homes under $300K are typically active in Mona? ▾

Mona is a small market, so inventory in this price band is thin — often just a handful of listings at any given time, and sometimes none. Setting up a saved search with instant alerts is the most reliable way to catch new listings before they go under contract.

What should I check on lot lines and zoning before buying? ▾

Many Mona parcels have agricultural zoning, irrigation ditches, or shared access easements that aren't obvious from the listing. Pull the parcel map from Juab County, ask about irrigation shares, and confirm whether the lot can support additional structures like a shop or barn if that matters to you.