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Homes Under $300,000 in Midvale, Utah
Under $300K in Midvale means one thing above all else right now: condos and townhomes, plus the occasional fixer-upper detached house near the older neighborhoods off Center Street or 700 West. Midvale sits in the middle of the Salt Lake Valley, a straight shot down I-15 or 700 East to downtown, with TRAX Blue Line stops right in the city that make a car-free commute realistic for a lot of buyers. That location is exactly why entry-level inventory here moves fast — it's one of the few remaining pockets between Sandy and South Salt Lake where a first-time buyer can still land a mortgage payment that pencils out on a single income.
Bingham Junction and the area around Fort Union have brought newer townhome product into this range, though a $300K unit here typically means an older 2-bed/1.5-bath layout, HOA dues in the $200-$350/month range, and a building from the 1980s or 90s rather than new construction. Jordan School District and Midvale's proximity to the Cottonwood canyons for weekend skiing keep demand steady even on smaller units. Because this price band is thin and turns over quickly, it's worth setting up alerts rather than checking back once a week. Browse the active listings below to see what's currently on the market.
July 2026 · Midvale market
Live from the Utah MLS — what's actually happening in Midvale right now.
Median sale
$439,900
17 closed in July 2026
Median DOM
7 days
listing → contract
Sale-to-list
98.5%
of final list price
Unsold inventory
109
active + pending
12 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Midvale.
What kind of homes are actually available under $300K in Midvale? ▾
Almost all of it is condos and townhomes — primarily two-bed, two-bath units in Bingham Junction, Jordan Bluffs, and a few older complexes along 7200 South. Detached single-family under $300K shows up maybe a handful of times a year, usually small mid-century homes needing updates near Main Street Midvale or Union Park.
How much should I budget for HOA dues at this price point? ▾
Plan on $180 to $325 per month for most attached properties. Bingham Junction's newer buildings tend to run higher because they include exterior maintenance, water, sewer, trash, and amenities like a pool or clubhouse. Older townhome HOAs cover less and run cheaper.
Can I use FHA or VA financing on Midvale condos under $300K? ▾
Yes for many of them, but condo projects have to be FHA-approved or VA-approved for those loans to work. Bingham Junction has had mixed approval status over the years, so always confirm the project's current status with your lender before writing an offer.
What's the commute like from a sub-$300K Midvale home? ▾
Midvale has three TRAX stations (Midvale Center, Midvale Fort Union, and Bingham Junction), so downtown SLC is roughly 20 to 25 minutes by train. By car, you're 18 minutes to downtown, 25 to the airport, and 30 to the base of Little Cottonwood Canyon when traffic cooperates.
How fast do homes under $300K sell in Midvale? ▾
Quickly. Well-priced condos in this band typically go under contract within 7 to 14 days, and the most affordable ones often see multiple offers. Having pre-approval in hand and being able to tour the same day a listing hits is realistic table stakes here.
Are there any down payment assistance programs that work in Midvale? ▾
Utah Housing Corporation's FirstHome and HomeAgain loans both work in Midvale and cover up to 6% of the loan amount for down payment and closing costs. Salt Lake County also runs a Home Ownership Program for income-qualified buyers, and Midvale itself falls inside several CRA target areas that can unlock additional grants.