This home for sale at 1 S MAIN ST Lewiston, UT 84320 has been listed at $169,000 and has been on the market for 207 days.
Full Description
Own a piece of the past located in historic downtown Lewiston, Utah! Built in 1924, this significant structure, once the site of the original Lewiston State Bank, has monumental potential for a future home owner, investor, business owner, or landlord. This impressive red brick and precast stone structure is located on the corner of Center and Main in Lewiston, giving it a downtown feeling in one of Cache Valleys most charming rural towns. The former bank has been vacant for several decades and needs some TLC, but it has some recent structural updates including: new windows, new sheeting on the second floor, reinforced structural beams for the second floor and roof, and new membrane roof. It is currently zoned commercial, however, the Lewiston City Council and Planning and Zoning have expressed willingness to accommodate owners interested in mixed use, single family, or multi-family housing. Though it is not currently on the Historic Registry, funding for renovations through the Registry may be available. The building comes with 1.5 official parking stalls in back, though 2 cars will likely fit as well as daytime street parking on the west and north sides. Lewiston has also offered the potential of a long term lease of additional spots for multiple tenants, guests, employees, or customers. The building currently has a water meter on the property but will need to be connected along with power, natural gas, and sewer. Original blueprints and proposed single family floor plans included in the listing photos.
Property Highlights
The former bank has been vacant for several decades and needs some TLC, but it has some recent structural updates including: new windows, new sheeting on the second floor, reinforced structural beams for the second floor and roof, and new membrane roof.
Lewiston has also offered the potential of a long term lease of additional spots for multiple tenants, guests, employees, or customers.
Generous living space with 3,312 square feet. Plenty of room for everyone.
The home for sale at 1 S MAIN ST Lewiston,
UT 84320 has been listed at $169,000 and has
been on the market for 207 days.
Own a piece of the past located in historic downtown Lewiston, Utah! Built in 1924, this significant structure, once the site of the original Lewiston State Bank, has monumental potential for a future home owner, investor, business owner, or landlord. This impressive red brick and precast stone structure is located on the corner of Center and Main in Lewiston, giving it a downtown feeling in one of Cache Valleys most charming rural towns. The former bank has been vacant for several decades and needs some TLC, but it has some recent structural updates including: new windows, new sheeting on the second floor, reinforced structural beams for the second floor and roof, and new membrane roof. It is currently zoned commercial, however, the Lewiston City Council and Planning and Zoning have expressed willingness to accommodate owners interested in mixed use, single family, or multi-family housing. Though it is not currently on the Historic Registry, funding for renovations through the Registry may be available. The building comes with 1.5 official parking stalls in back, though 2 cars will likely fit as well as daytime street parking on the west and north sides. Lewiston has also offered the potential of a long term lease of additional spots for multiple tenants, guests, employees, or customers. The building currently has a water meter on the property but will need to be connected along with power, natural gas, and sewer. Original blueprints and proposed single family floor plans included in the listing photos.
PMI (Private Mortgage Insurance) - Required for conventional loans with less than 20% down payment. Protects the lender if you default.
MIP (Mortgage Insurance Premium) - Required for all FHA loans regardless of down payment. Similar to PMI but through FHA.
Key Differences:
Conventional PMI: Can be removed at 20% equity
FHA MIP: Cannot be removed if < 10% down, removable after 11 years if ≥ 10% down
VA Loans: No PMI/MIP ever required
Principal & Interest
$0
Property Tax (est)
$0
Home Insurance
$0
HOA Fees
$0
PMI Insurance?$0
Loan Amount:$0
Total Interest Paid:$0
Total Amount Paid:$0
Other Property Info
Area: Cornish; Lwstn; Clrkstn; Trntn
Zoning:
State: UT
County: Cache
This listing is courtesy of:: Nathan Allen Hunter Fair Fee Realty.
435-999-2378.
Based on information from UtahRealEstate.com as of 2025-01-06 10:26:59. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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