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Homes Under $500,000 in Kearns, Utah
Kearns sits in the southwest part of Salt Lake County, about 20 minutes from downtown Salt Lake City and roughly 25 minutes from the airport. It's one of the few Wasatch Front communities where a detached single-family home can still land under $500K. Most of the housing is mid-century rambler and split-level stock on quarter-acre-ish lots, plus townhomes and some newer infill. Many homes were built from the 1950s through the 1970s, so sellers and buyers often talk about updated roofs, windows, furnace, and electrical as much as they talk about square footage.
That price point matters here because Kearns often costs less than nearby Taylorsville, Murray, or Holladay, while keeping you close to I-215, Bangerter Highway, and the TRAX stations in neighboring West Valley and Taylorsville. Kearns Oquirrh Park Fitness Center, the Kearns Olympic Oval (a 2002 Winter Games venue), and Oquirrh Park give the area a real recreation anchor. Schools are part of the Granite School District. Winters bring inversions and snow, and summers run hot and dry, so look at insulation, cooling, and the condition of sprinkler systems and mature trees. Many buyers use FHA, VA, or down payment assistance programs at this price. Browse the active listings below to see what's currently on the market under $500K.
October 2026 · Kearns market
Live from the Utah MLS — what's actually happening in Kearns right now.
Median sale
$405,000
13 closed in October 2026
Median DOM
26 days
listing → contract
Sale-to-list
98.9%
of final list price
Unsold inventory
39
active + pending
26 matching · page 2 of 2
Active listings
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Common questions
About homes under $500k in Kearns.
What kind of home can I actually get in Kearns for under $500K? ▾
At this price point you're typically looking at a 3-4 bedroom rambler or split-entry between 1,400 and 2,400 finished square feet, often on a 0.15-0.25 acre lot. Many homes have full or partial basements, which is common for the area and adds usable square footage. Updated kitchens and newer roofs are realistic at the upper end of the budget.
Are there many homes under $500K available in Kearns right now? ▾
Kearns is one of the few Salt Lake Valley cities where sub-$500K inventory is consistently available. The active count fluctuates weekly, but it's usually one of the deepest pools of affordable single-family homes inside I-215. The listings above reflect what's currently for sale.
What are property taxes like in Kearns? ▾
Kearns is unincorporated Salt Lake County (Kearns Metro Township), so property taxes run roughly 0.6-0.7% of assessed value annually for a primary residence with the owner-occupied exemption. On a $450K home that's typically around $2,700-$3,200 per year, which is lower than incorporated cities like Sandy or Draper.
Is Kearns a good area for first-time buyers using FHA or VA loans? ▾
Yes — the price point fits comfortably under FHA and VA loan limits for Salt Lake County, and many sellers in this range are used to working with those financing types. Just be aware that some older homes may need minor repairs to pass FHA appraisal (handrails, peeling paint, roof condition).
How are the schools in Kearns? ▾
Kearns is served by Granite School District. Local schools include Kearns High School, Kearns Junior High, and several elementaries like Western Hills, David Gourley, and Oquirrh Hills. Charter and magnet options are also accessible nearby, including Salt Lake Center for Science Education.
What should I watch for when touring older Kearns homes? ▾
Many homes here were built between 1955 and 1985, so check the age of the furnace, water heater, electrical panel (Federal Pacific panels are a known issue in some properties), and main sewer line. Galvanized supply lines and original windows are also worth flagging. A thorough inspection usually pays for itself in this price range.