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Kearns, Utah

Foreclosures & Short Sales in Kearns, Utah

Finding a foreclosure or short sale in Kearns can be an excellent opportunity to purchase a home at a below-market price in this established Salt Lake County community. Located just southwest of Salt Lake City, Kearns offers affordable housing options, family-friendly parks, and convenient access to major employment centers along the Wasatch Front. For buyers willing to invest some sweat equity or looking for a solid deal on a move-in ready property, foreclosures and short sales in this area can provide exceptional value while establishing roots in a community known for its diversity and accessibility.

The Kearns real estate market includes a mix of single-family homes and townhomes, many built between the 1970s and 1990s, which occasionally become available as foreclosures or short sales. These properties often attract first-time homebuyers, investors, and families looking to maximize their purchasing power. With nearby shopping at Kearns Town Center, multiple schools within the Granite School District, and easy access to I-215 and Mountain View Corridor, the location offers practical benefits that make these investment opportunities even more appealing.

Browse our current listings of foreclosures and short sales in Kearns to discover potential deals that match your budget and goals. Our experienced agents understand the unique process involved in purchasing distressed properties and can guide you through negotiations, inspections, and closing. Contact us today to learn more about these opportunities and take the first step toward homeownership in Kearns.

August 2026 · Kearns market

Live from the Utah MLS — what's actually happening in Kearns right now.

Full Kearns market report →
Median sale
$359,950
4 closed in August 2026
Median DOM
36 days
listing → contract
Sale-to-list
93.5%
of final list price
Unsold inventory
27
active + pending

2 matching · page 1 of 1

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Common questions

About foreclosures & short sales in Kearns.

What's the real difference between a short sale and a foreclosure in Kearns? ▾

A short sale means the current owner still holds title and is selling for less than what's owed, with their lender's approval required on the final price. A foreclosure (REO) means the bank already took the property back and is now the seller, usually selling as-is with no owner-occupant history to ask about. Short sales generally take longer to close because of lender sign-off; bank-owned homes can move faster once an offer is accepted.

How many foreclosure or short sale listings are typically active in Kearns at once? ▾

It varies month to month and Kearns is a small city, so it's not uncommon to see just a handful of distressed listings active at any given time, sometimes none. Because inventory is thin, these homes often get multiple offers quickly when priced below comparable retail sales in the same zip code.

Are Kearns foreclosures usually fixer-uppers? ▾

Many are, given the age of the housing stock — a lot of Kearns homes date to the 1950s and 60s, and vacant bank-owned properties often sat unmaintained for months before listing. Expect to budget for things like roofing, HVAC, or plumbing updates, and always get a full inspection since these are sold as-is.

Can I still use an FHA or VA loan on a Kearns foreclosure? ▾

Yes, as long as the property passes the appraisal and meets minimum property condition standards, which can be a problem on homes with major deferred maintenance. Some bank-owned properties fail FHA/VA appraisals outright due to missing fixtures or safety issues, in which case a conventional or cash offer becomes the more realistic path.

How long does a short sale actually take to close in Kearns? ▾

Plan for 45 to 90 days in most cases, sometimes longer if the seller has more than one lien holder or the servicer is slow to respond. The seller accepting your offer is only the first step — the lender still has to approve the payoff amount, so buyers on a tight timeline should factor that delay into their plans.

Do I need a special kind of agent or lender for these deals? ▾

It helps a lot. Agents who've closed short sales know how to package the offer so the lender's loss mitigation department approves it without months of back-and-forth, and lenders familiar with as-is appraisals move faster on foreclosures. Working with someone unfamiliar with distressed sales is one of the most common reasons these deals fall apart.