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Homes Under $300,000 in Franklin, Utah
Franklin sits in Franklin County, right at the top of Cache Valley where Idaho meets Utah, and it draws a fair number of buyers who work in Logan or Preston but want more land and a lower tax bill than they'd get closer in. Under $300K here still buys real square footage in most cases — older farmhouses on quarter-acre-plus lots, mid-century ramblers near the town center, and the occasional fixer that needs cosmetic work but has good bones. This isn't a market where $300K gets you a starter condo; it's a market where it gets you a house with a yard, sometimes with outbuildings or room for animals, since much of Franklin backs up to agricultural ground.
Winters run cold and snowy this far north in the valley, so heating systems and roof condition matter more here than in southern Utah — buyers should budget for furnace age and check for ice-dam damage on older roofs. Commutes to Logan run 20-25 minutes, and Preston, Idaho is even closer, which keeps demand steady from people working retail, ag, or Utah State-adjacent jobs without wanting Logan's higher price tags. Inventory under $300K moves fast when it's in decent shape, since it's one of the more affordable pockets left in the valley. Browse the active listings below to see what's currently on the market.
July 2026 · Franklin market
Live from the Utah MLS — what's actually happening in Franklin right now.
Median sale
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2 closed in July 2026
Median DOM
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listing → contract
Sale-to-list
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of final list price
Unsold inventory
6
active + pending
5 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Franklin.
Is Franklin actually in Utah? ▾
Franklin is a small town just over the Idaho border in Franklin County, Idaho, but it sits in the Cache Valley housing market that most Utah buyers shop. Many people working in Logan or Smithfield look at Franklin because the prices run lower than the Utah side of the valley. If you're set on a Utah address specifically, check nearby Richmond, Lewiston, or Cornish instead.
What kind of home can I actually get under $300K in this area? ▾
Under $300K in the Franklin and north Cache Valley area usually buys an older single-family home on a modest lot, a manufactured home on land, or a smaller two-bedroom cottage in town. Move-in-ready three-bedroom homes built since 2000 are getting harder to find at this price. Inventory turns over slowly here, so listings can sit a few weeks and then go quickly when a deal-priced one hits.
How far is the commute to Logan from Franklin? ▾
Franklin to Logan runs about 20 to 25 minutes down US-91, and Smithfield and Richmond are even closer at 10 to 15 minutes. Winter inversions and occasional snow can stretch that, but the drive is mostly flat valley highway. Utah State University and Logan Regional Hospital are the two big draws for commuters in this price range.
Are there financing programs that help with homes at this price? ▾
Yes — USDA Rural Development loans cover most of the Franklin area and offer zero-down financing for buyers under the income limits, which is a real advantage on homes below $300K. FHA and VA also work well at this price point. Talk to a lender licensed in Idaho since Franklin sits on the Idaho side, even though your agent and the MLS coverage are Utah-based.
What's the property tax situation compared to Utah? ▾
Idaho property taxes in Franklin County tend to run a bit lower than Cache County, Utah, and Idaho also offers a homeowner's exemption that reduces the taxable value on your primary residence. For a home around $275K, expect annual taxes in the rough range of $1,200 to $1,800 depending on exemptions and levy district.
How many homes under $300K typically come up here? ▾
Active inventory under $300K in Franklin and the immediate surrounding area is usually thin — often just a handful of listings at any given time, sometimes fewer. Setting up an instant MLS alert is the practical move so you see new listings the day they hit. The list below shows everything currently active.