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Multi-Family Homes for Sale in Fish Haven, Utah
Fish Haven sits on the Idaho border along the north shore of Bear Lake, a small unincorporated pocket of Rich County known more for turquoise water and raspberry shakes than density. Multi-family listings here are rare and don't look like what you'd find in Salt Lake or Provo — think a duplex a few blocks off the water, a triplex converted from an old lake lodge, or a property with a detached apartment over the garage that's been run as a long-term rental for lake staff. With Bear Lake drawing summer crowds from both Utah and Idaho, owning more than one unit gives buyers a way to house extended family for the season while renting out the other side, or to offset a cabin payment with steady tenant income the rest of the year.
Because Rich County's inventory is thin overall, a multi-family property in Fish Haven can sit on the market for a while before the right buyer shows up, or move fast if it's priced right and near the lake. Financing also looks different out here — smaller local and regional lenders tend to know the area better than big national banks, and appraisals can take longer given how few comparable sales exist. Buyers should also expect septic systems rather than city sewer on most parcels, and check with Rich County on any short-term rental rules before counting on lake-season income. Browse the active listings below to see what's currently on the market.
August 2026 · Fish Haven market
Live from the Utah MLS — what's actually happening in Fish Haven right now.
Median sale
$742,500
2 closed in August 2026
Median DOM
68 days
listing → contract
Sale-to-list
93.3%
of final list price
Unsold inventory
34
active + pending
1 matching · page 1 of 1
Active listings
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Common questions
About multi-family homes in Fish Haven.
How many multi-family properties are typically for sale in Fish Haven at once? ▾
Very few — often zero to three active listings at a given time. Rich County's entire housing stock is small, so multi-family properties turn over slowly and buyers may need to watch the market for months before something fits.
Can I rent out one unit as a short-term Bear Lake rental? ▾
It depends on the parcel and whether it falls inside Fish Haven's unincorporated area versus a platted subdivision with its own rules. Rich County has been tightening short-term rental permitting in recent years, so confirm current zoning and licensing requirements before assuming you can list a unit on Airbnb or VRBO.
Do these properties have city sewer or septic? ▾
Most multi-family properties in Fish Haven run on septic systems rather than municipal sewer, which affects how many units a lot can legally support. Have the septic system inspected and confirm its rated capacity matches the number of units before closing.
Is financing harder to get for a duplex or triplex out here? ▾
Conventional multi-family financing works the same on paper, but appraisers often struggle to find comparable sales in a market this small, which can slow things down or affect the appraised value. Local credit unions and regional lenders who already work Bear Lake deals tend to move faster than big national banks unfamiliar with the area.
What's driving demand for multi-family homes in Fish Haven right now? ▾
A lot of buyers are extended families who want a lake place big enough for multiple households, plus a rental unit to help cover costs the rest of the year. Others are investors betting on Bear Lake's steady summer tourism, since the lake's raspberry days and boating season reliably pack the area every July and August.
Are these mostly older conversions or newer construction? ▾
Most of what comes up is older lodge or cabin stock that's been converted into two or three units over the decades, rather than purpose-built multi-family construction. Expect to budget for updates to plumbing, electrical, or roofing on anything more than 20-30 years old, since new multi-family builds are uncommon this far from a population center.