Market analytics
American Fork, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
July 2026 · Market Analysis
American Fork sellers wait longer as July closings slow to a 21-home trickle.
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Homes in American Fork took a median 35 days to sell in July, up from 20 in June and the slowest pace of the past six months. Closings dropped to 21, well below the 37-sale average of the prior year, so this is a market cooling from both directions — fewer buyers and less urgency from the ones who remain. Active listings reached 178, nearly double February's 93, giving buyers a wider selection while sellers wait longer for offers.
Market pulse
Median days on market climbed from 20 in June to 35 in July, the slowest pace of the past six months, while active listings kept building — 142 in June to 178 in July, up from just 93 back in February. New listings eased slightly to 63 from June's 71, but with only 21 sales closing, supply is piling up faster than buyers can work through it. The 400-700k band still moves fastest at a 26-day median, while homes under 400k are taking 55 days, nearly double.
Mortgage context
The 30-year rate averaged 6.79% in July and has now climbed to 6.875% today, up from 6.19% back in February — a stretch that's added real cost to every American Fork purchase. That six-month climb, combined with July's slower sales pace, suggests some buyers are pausing rather than stretching for a home at today's rates.
Payment math
A $500,000 median-priced American Fork home with 20% down runs $2,628 a month in principal and interest at today's 6.875% rate, $33 more than 30 days ago when the rate sat at 6.75%, and $181 above the $2,447 payment buyers locked in back in February's 6.19% low.
If you're buying
With only 21 closings, competition thinned out — sold-below-list count fell to 7 while sold-above-list held at 8, meaning sellers who are pricing right still win multiple offers. Target listings in the 400-700k band, where median days on market is 26, well under the under-400k band's 55. If you're eyeing Autumn Crest or similar upper-bracket product, know that segment is trading fast (4-day median in the over-700k band) when priced correctly.
If you're selling
Days on market nearly doubled from June's 20 to July's 35, so don't expect Rockwell Ranch or Meadowbrook-style quick turns without matching June's pricing discipline. Homes are still closing at 100% of list on average, but that's on a much smaller pool of buyers — if you're not seeing showings in the first two weeks, revisit price before the fall slowdown sets in. Eight of July's 21 sales had already taken a price cut before closing, so build that flexibility into your original list price.
Outlook
Expect days on market to stay elevated into August as the rate climb and swollen inventory work against each other — 178 active listings against roughly 21-31 monthly sales means buyers keep the upper hand into fall. Sellers competing with new construction spillover from Vineyard and Saratoga Springs should expect list-price discipline to matter more than it did in spring. If rates hold near 6.875% or drift higher, closings likely stay in the 20s through September rather than rebounding to summer's usual 30-plus pace.
Watch for
If active inventory keeps climbing past July's 178 while closings stay near 21 a month, months-of-supply readings will keep looking inflated even after adjusting for the small sample, likely pushing median days on market past 40 by September.
"American Fork's summer stall: more listings, fewer buyers, slower closings."
Common questions about American Fork this month
Is American Fork a buyer's or seller's market in July 2026? ▾
Buyers have more leverage than they've had all year. Active listings reached 178 in July, up from 93 in February, while only 21 homes closed — well below the prior 12-month average of 37. Days on market stretched to 35, so buyers can negotiate and take more time to decide.
Why did closings drop so much in American Fork this July? ▾
July's 21 sales were the lowest of the past six months, down from 31 in June and 41 in May. With sold count running at only 57% of the typical monthly pace, some of that reflects fewer transactions closing rather than a sudden change in buyer interest, but rising rates – up to 6.875% from February's 6.19% average – are also a factor.
How much has the rate climb added to a typical American Fork payment? ▾
On a $500,000 home with 20% down, the monthly payment is now $2,628, up $181 from the $2,447 it would have been at February's 6.19% average rate. Just in the past 30 days, the payment rose $33 as rates moved from 6.75% to 6.875%.
Which American Fork neighborhoods are still selling quickly? ▾
The over-700k price band posted just a 4-day median days on market in July, with homes like those in AF Crossing and Burton closing fast at $755,000 and $675,000. The under-400k band moved much slower, at a 55-day median, showing the speed gap is now about price point more than location.
Should sellers expect to get full price in American Fork right now? ▾
The sale-to-list ratio actually rose to 100.13% in July, and 8 of 21 sales closed above list, so well-priced homes are still getting full value. But eight of those 21 sales had a price cut somewhere along the way, so overpricing at listing is costing sellers time even if they eventually get their number.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
July 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
26 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 35 · 25th percentile 4 · 75th percentile 46
Needed a price change
Sold listings that had a recorded price change before close
10 of 26 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top subdivisions this month
Ranked by closed count
- 1. Highline At American Fork 3 sold · $484K · 40d
- 2. Autumn Crest 2 sold · $1,054K
- 3. Af Crossing 1 sold · $755K · 4d
- 4. Burton 1 sold · $675K · 4d
- 5. Elizabeth Circle 1 sold · $640K
July 2026 by property type
How each housing type performed last month — 26 closings total across subtypes.
Summary Statistics
| Metric | Jul-26 | Jul-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 26 | 24 | +8.33% | 233 | 248 | -6.05% |
| Median Sale Price | $482,065 | $535,000 | -9.89% | $497,801 | $531,217 | -6.29% |
| Median DOM | 35 | 20 | +75.00% | 30 | 23 | +30.43% |
| Sale-to-List Ratio | 99.56% | 99.02% | +0.55% | 99.07% | 99.33% | -0.26% |
Past months
Browse historical American Fork reports — each month's snapshot stays at its own permanent URL.
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.