Market analytics · September 2026 archive
American Fork, Utah real estate market report.
Monthly sold prices, days on market, sale-to-list ratio, and absorption rate. Updated nightly from UtahRealEstate.com and the Washington County Board of Realtors.
Updated · Sources: UtahRealEstate.com & Washington County Board of Realtors
September 2026 · Market Analysis
American Fork buyers get 158 homes to weigh as September sales slip to 24
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Sales in American Fork's housing market fell to 24 in September, down from 33 in August and 51 a year ago. The median home price was $465,995, below the $484,990 of September 2025. With 158 homes for sale, buyers have more choice than they did a year ago, when 94 were listed. Homes that did sell closed at 99.3% of list, so sellers who priced right still got close to asking.
Market pulse
Inventory has done most of the moving. Active listings grew from 78 in May to 158 in September, while closings dropped from 42 to 24. At September's pace it would take about 6.5 months to sell every listed home, up from 2 months in May. Prices held up better than volume: sale-to-list was 99.3% in September, though the median listing price of $509,000 now sits above the median sale price. Highline at American Fork led with 6 sales at a median $484,240, but the typical sale in the city was cheaper.
Mortgage context
The $400,000 to $700,000 range is where rates matter most here, since 20 of September's 24 closings landed in it at a median $465,995. Buyers in that range are watching monthly payments, not just sticker price. The 30-year rate of 7.5% is up from 7.125% a month ago, and that is a big part of why fewer contracts are closing.
Payment math
Put 20% down on the $466,000 median home and principal and interest comes to $2,607 a month at 7.5%, which is $95 more than the $2,512 at 7.125% thirty days ago and $270 above the $2,337 you would have paid in April when rates averaged 6.42%.
If you're buying
Go by recent closings, not asking prices. The median list price of $509,000 is well above the $465,995 median sale price. Highline at American Fork had 6 closings at a median 41 days on market, so listings there that have sat a month or more are the ones to ask about a price cut or seller-paid rate help. Nine of September's 24 closings took a price change first, which shows sellers are adjusting.
If you're selling
With 158 homes competing, price your home from what actually closed, not from what neighbors are asking. In Columbia Village, 2 homes closed in a median 4 days at $460,500, so a well-priced home can still move quickly. Overpriced ones tend to take the price cut later. New listings fell to 49 in September, so the field is thinning slightly for fall.
Outlook
Showings usually thin out from October into winter, and with 158 homes listed and a 7.5% rate, sellers should expect buyers to take their time. New listings dropped to 49 in September, which could keep inventory from growing much further. Spring typically brings buyers back, but the extra supply is likely to remain.
Watch for
If closings stay near 24 a month and listings hold near 158, months of supply will stay above 6, which would push more sellers into price cuts by January.
"American Fork's September had more homes to see and fewer people closing on them."
Common questions about American Fork this month
What is the median home price in American Fork? ▾
The median home price in American Fork was $465,995 in September 2026, down from $484,990 a year earlier. The average sale price was $533,067. It runs higher because two sales over $700,000 closed at a median $1,215,000. The median list price was $509,000.
Is the American Fork housing market slowing down? ▾
Sales have slowed. American Fork recorded 24 closings in September, down from 33 in August, while active listings rose to 158 from 139. Homes that sold still closed at 99.3% of list in a median 14 days. It leans toward buyers, but not sharply.
How much is my American Fork home worth? ▾
Start from the September median sale price of $465,995 and the 99.3% sale-to-list ratio. Homes sold in a median 14 days on market, though a quarter took longer than 41. What your own home is worth depends on recent comparable sales near it, so review those before pricing.
How have rates changed monthly payments in American Fork? ▾
At 7.5% the payment on a $466,000 home with 20% down is $2,607 a month. That is $95 more than 30 days ago at 7.125%. It is $270 more than April's low of $2,337.
Number of Listings
Active inventory · new listings · sold per month
Listing Prices
Active median list · new median list · sold median sale
Absorption Rate
Months of supply — active inventory ÷ monthly sold rate
Sale-to-List Ratio
Close price ÷ list price — buyer/seller leverage
Days on Market
Median days from listing to under contract
Price Volume
Total dollar volume — active · new · sold per month
September 2026 cohort breakdown
Distribution of what closed last month — by price band, sale-vs-list outcome, and top subdivisions.
How sales priced vs asking
32 sold homes that had a list price recorded
Days on market spread
Quartile distribution
Median 21 · 25th percentile 6 · 75th percentile 70
Needed a price change
Sold listings that had a recorded price change before close
11 of 32 sold homes had at least one price change while listed. Lower = sellers are pricing right the first time.
Sales by price band
Closed-price bucket → sold count and median days to contract
Top neighborhoods this month
Named subdivisions ranked by homes sold · median price · median days to contract
- 1. Highline At American Fork 6 sold · $484K · 73d
- 2. Rockwell Ranch 3 sold · 43d
- 3. Hill Crest Acres 2 sold · 8d
- 4. Stone Hollow Pud 2Nd Amendment 2 sold · 15d
- 5. Columbia Village 2 sold · 44d
- 6. Mitchell Farms 1 sold · 4d
- 7. Harbor Village 1 sold · 0d
- 8. Virginia Ridge 1 sold · 4d
September 2026 by property type
How each housing type performed last month — 31 closings total across subtypes.
Summary Statistics
| Metric | Sep-26 | Sep-25 | % Chg | 2026 YTD | 2025 YTD | % Chg |
|---|---|---|---|---|---|---|
| Sold Count | 32 | 51 | -37.25% | 333 | 328 | +1.52% |
| Median Sale Price | $472,490 | $484,990 | -2.58% | $498,635 | $526,495 | -5.29% |
| Median DOM | 21 | 27 | -22.22% | 30 | 23 | +30.43% |
| Sale-to-List Ratio | 98.69% | 98.53% | +0.16% | 98.91% | 99.15% | -0.24% |
Sources: UtahRealEstate.com and the Washington County Board of Realtors, aggregated by Best Utah Real Estate. Sale-to-list ratio compares closing price to the final list price (post-reduction). Absorption rate = active inventory ÷ monthly sold rate.