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Homes Under $300,000 in Washington, Utah
Washington sits just east of St. George along I-15, sharing the same red-rock scenery, 300+ sunshine days a year, and triple-digit summers — but historically at a slightly lower price per square foot than its larger neighbor. Under $300K is the entry-level tier in this market, and inventory here tends to be condos and townhomes in communities along Telegraph Street, Washington Fields, and the edges of Coral Canyon, plus older manufactured homes on owned lots and the occasional 1980s-era site-built home that needs cosmetic work. With the Washington County median sale price now hovering in the mid-$500s, anything under $300K moves quickly and usually attracts a mix of first-time buyers, downsizing retirees from cooler parts of Utah, and investors looking for short-term or long-term rentals.
Buyers shopping this range should go in with realistic expectations: most listings will be two-bedroom attached homes between 900 and 1,400 square feet, often with HOA dues that cover exterior maintenance, a pool, and landscaping. Lenders active in Washington see a lot of FHA and USDA loans at this price point, and several condo projects here are FHA-approved, which matters if you're putting 3.5% down. Property taxes run about 0.55% of assessed value for primary residences, which keeps monthly payments manageable compared to neighboring states. Browse the active listings below to see what's currently on the market under $300K in Washington, and reach out if you'd like help sorting which communities allow rentals, which are 55+, and which are FHA-approved.
May 2026 · Washington market
Live from the Utah MLS — what's actually happening in Washington right now.
Median sale
$515,995
62 closed in May 2026
Median DOM
47 days
listing → contract
Sale-to-list
98.3%
of final list price
Unsold inventory
514
active + pending
64 matching · page 1 of 3
Active listings
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Common questions
About homes under $300k in Washington.
What kind of homes can I actually get in Washington for under $300K? ▾
Mostly townhomes, condos, and smaller manufactured homes on owned land. Detached single-family homes do show up in this range but are usually under 1,400 square feet and built before 2000. Expect 2–3 bedrooms and 1–2 bathrooms in most cases.
Are there 55+ communities in Washington with homes under $300K? ▾
Yes. Communities like Highland Manor and a few sections of Green Springs occasionally have attached units or smaller detached homes that fall under $300K, especially when they need cosmetic updates. These tend to sell fast because demand from out-of-state retirees is steady year-round.
How much inventory is typically under $300K in Washington? ▾
It varies week to week, but this price band usually accounts for a small share of Washington's active listings — often fewer than 20 homes at any given time. Setting up MLS alerts is the most practical way to catch new listings before they go under contract.
What should I budget for HOA fees in this price range? ▾
Most townhomes and condos under $300K in Washington carry HOA dues between $100 and $250 per month. That typically covers exterior maintenance, landscaping, and sometimes a community pool. Always pull the HOA financials and CC&Rs during your due diligence period.
Are FHA and VA loans realistic options here? ▾
Yes, and they're common in this price band. The 2024 FHA loan limit for Washington County is well above $300K, so most properties qualify. VA buyers should confirm the condo project is VA-approved if they're looking at attached units, since not all complexes carry approval.
Is it better to look in Washington or nearby St. George at this budget? ▾
Washington tends to offer slightly more square footage and newer construction per dollar than central St. George, while St. George has more walkable older neighborhoods. If commute time to downtown St. George matters, Washington adds about 10–15 minutes. Both share the same school district and climate.