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Homes Under $300,000 in Summit, Utah
Summit County is one of the most expensive housing markets in Utah. Park City and Deer Valley set the tone, and the county's median sale price has been well above $1 million for years. A search for homes under $300K here is therefore a narrow one. Most of what appears is a condo, a townhome, a small older unit, or a manufactured home. Some listings are in the eastern and northern parts of the county, where prices are lower than in the Snyderville Basin. Kamas, Oakley, Coalville, and Henefer are the usual places to look, and each is a short drive from Park City's job market.
Buyers should expect trade-offs. Winters are long at 6,000 to 7,000 feet, with real snow loads, higher heating bills, and an hour or more of driving to Salt Lake City in bad weather. Many condos carry HOA dues that add a lot to the monthly payment. Rural listings may rely on wells, septic systems, or shared water shares, so ask about them early. Inventory under this price moves fast and is often thin, so it helps to have your financing lined up before you tour. Browse the active listings below to see what is on the market in Summit County right now, and widen the search to nearby Wasatch or Morgan counties if you need more options.
September 2026 · Summit market
Live from the Utah MLS — what's actually happening in Summit right now.
Median sale
—
1 closed in September 2026
Median DOM
56 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
1
active + pending
5 matching · page 1 of 1
Active listings
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Common questions
About homes under $300k in Summit.
What kind of homes are actually available under $300K in Summit? ▾
Most sub-$300K listings here are older site-built homes from the 1970s-1990s, manufactured homes on owned land, or smaller cabins. Expect lot sizes of a half-acre or more, well and septic systems instead of city utilities, and homes that may need cosmetic or mechanical updates at this price point.
Is Summit a good area for a Brian Head second home on a budget? ▾
Yes — Summit is about 20 minutes from Brian Head resort, and homes here run significantly less than ski-in/ski-out condos on the mountain. The trade-off is a winter drive up the canyon, but many second-home buyers find that worth the price difference, especially under $300K.
Do homes in Summit use well and septic or city water? ▾
Most properties in the Summit area are on private wells and septic systems rather than municipal water and sewer. When touring listings, ask for well logs, recent water tests, and septic inspection records — these are normal due-diligence items out here.
How does winter weather affect homes in Summit? ▾
Summit sits around 6,000 feet, so winters bring real snow and overnight lows well below freezing. Look closely at heating systems, insulation, roof condition, and whether driveways and water lines are set up for snow country. Propane is common since natural gas service is limited in parts of the area.
What's the commute from Summit to Cedar City or SUU? ▾
It's roughly 20 minutes south on I-15 to Cedar City, Southern Utah University, and Cedar City Regional Hospital. The interstate access makes Summit workable for SUU staff, students who want quieter housing, and anyone working in Cedar City who prefers acreage.
Are there financing limitations on cheaper homes in this area? ▾
Manufactured homes, fixer-uppers, and properties on well/septic can run into hurdles with conventional and FHA financing depending on condition and year built. Cash, USDA rural loans, and renovation loans like FHA 203(k) are worth discussing with a local lender before you write an offer.