Homes Under $300,000 in Enoch, Utah
Enoch sits just north of Cedar City off Highway 91, and it's become one of the few spots in Iron County where a buyer can still land a single-family home under $300,000. Much of the city's newer growth — subdivisions like Fiddlers Canyon and the areas off Midvalley Road — mixes starter homes with larger acreage parcels, so the entry-level inventory here tends to be newer construction on smaller lots rather than older fixer-uppers. That's a real advantage over Cedar City proper, where comparable square footage at this price point is getting harder to find as SUU enrollment and remote-worker demand push values up.
Buyers at this price tend to be first-time owners, retirees downsizing from bigger Utah markets, or people commuting into Cedar City for jobs at the hospital, SUU, or the growing manufacturing base near the airport. Winters bring real snow and cold — Enoch sits at about 5,500 feet — so expect to budget for heating and check on well vs. city water, since several neighborhoods still rely on private wells and septic. Browse the active listings below to see what's currently on the market under $300K.
August 2026 · Enoch market
Live from the Utah MLS — what's actually happening in Enoch right now.
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Common questions
About homes under $300k in Enoch.
What kind of home can I actually get under $300K in Enoch? ▾
At this price point in Enoch, expect older manufactured homes on permanent foundations, smaller site-built ramblers from the 1990s and early 2000s, or townhomes if any are on the market. Most sit on quarter-acre to half-acre lots, since Enoch's zoning leans toward larger parcels than neighboring Cedar City. Move-in-ready 3-bed/2-bath site-built homes under $300K are scarce and tend to go under contract within a couple of weeks.
How does Enoch pricing compare to Cedar City? ▾
Enoch typically runs $10K-$30K less than comparable Cedar City homes because it's a few miles north of the main shopping corridor and SUU. Buyers priced out of Cedar City often look here first. The trade-off is a longer drive to groceries, the hospital, and the university — about 8-12 minutes to most Cedar City destinations.
Are there any HOAs or special districts to know about? ▾
Most of Enoch is HOA-free, which is part of the appeal for buyers wanting room for RVs, trailers, or a few animals. A handful of newer subdivisions near Midvalley Road do have HOAs with modest dues. Enoch has its own city water system, and some outlying parcels still rely on wells and septic — verify before writing an offer.
What's the property tax situation on a sub-$300K home here? ▾
Iron County property tax rates are among the lowest in Utah. On a $290K primary residence, expect roughly $1,200-$1,500 per year after the 45% residential exemption. Non-primary residences (second homes, rentals) lose that exemption and pay closer to $2,200-$2,800.
Is financing tricky on older or manufactured homes in this range? ▾
It can be. Manufactured homes built before June 1976 won't qualify for FHA, VA, or conventional financing. Post-1976 manufactured homes on permanent foundations with the HUD tags intact usually finance fine through FHA or USDA. Much of Enoch qualifies for USDA rural loans with zero down, which is worth asking your lender about before you start touring.
How fast do sub-$300K listings move in Enoch? ▾
The under-$300K segment is the most competitive price band in the Cedar City/Enoch area because it overlaps with first-time buyers, USDA-eligible buyers, and investors. Clean, financeable homes typically see offers within 7-14 days. Fixers and homes with foundation or septic question marks sit longer and leave room to negotiate.