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Downey, Utah

Homes Under $300,000 in Downey, Utah

Downey sits just over the Idaho line, so let's be straight: most MLS searches for "Downey, Utah" are really pulling listings from the tiny corner of far northern Cache and Box Elder counties that border Downey, Idaho, plus the Idaho town itself for buyers working with Utah agents. Under $300K in this stretch of the Bear River Valley typically gets you older farmhouses on small acreage, manufactured homes on permanent foundations, or modest 2-3 bedroom stick-built houses in town. It's high-desert ranching country at roughly 4,800 feet, with cold winters, dry summers, and easy access to Downata Hot Springs and the Bannock Range for hunting and snowmobiling.

Buyers at this price point are usually first-timers, retirees downsizing from the Wasatch Front, or remote workers trading Cache Valley prices for more land and quiet. Inventory turns slowly — sometimes only a handful of sub-$300K homes are active at any given time — so be ready to move when something fits. Expect well and septic on rural parcels, propane heat in many older homes, and the occasional foundation or roof issue that drops a property into this price band. Financing-wise, USDA Rural Development loans work in this area and are worth asking your lender about. Browse the active listings below to see what's currently on the market under $300K in and around Downey.

June 2026 · Downey market

Live from the Utah MLS — what's actually happening in Downey right now.

Full Downey market report
Median sale
$288,000
1 closed in June 2026
Median DOM
listing → contract
Sale-to-list
100.0%
of final list price
Unsold inventory
9
active + pending

7 matching · page 1 of 1

Active listings

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Common questions

About homes under $300k in Downey.

Is Downey actually in Utah?

Downey itself is in Bannock County, Idaho, about 15 minutes north of the Utah state line. Most Utah-based MLS searches for Downey include nearby border communities like Plymouth, Portage, and the northern edge of Cache and Box Elder counties. If you want strictly Utah-side properties, filter by county or ZIP code with your agent.

What does $300K actually buy near Downey?

At this price you're typically looking at a 2-3 bedroom home between 1,100 and 1,800 square feet, often built between 1940 and 1990, sometimes on a half-acre to a few acres. Manufactured homes on owned land and older farmhouses needing cosmetic work make up a big share of the sub-$300K inventory.

How many homes under $300K are usually on the market here?

It varies, but this is a thin market — often somewhere between 3 and 15 active listings across the Downey/Plymouth/Portage area at any given time. Setting up an automated MLS alert is the practical way to catch new listings since they can go under contract within a week or two.

Can I use a USDA loan in this area?

Yes. Most of the rural land around Downey and the Utah border towns qualifies for USDA Rural Development financing, which allows 0% down for eligible buyers under income limits. Pair that with a sub-$300K price and the monthly payment can land well below comparable rent in Logan or Brigham City.

Do most homes have well and septic?

Outside the small town centers, yes — private well and septic are the norm. Budget for a well flow test and septic inspection during your due diligence, and ask the seller for the most recent water quality results. Town lots in Downey proper often have municipal water and sewer.

What's the commute like to Logan or Pocatello?

Downey is roughly 45 minutes to Pocatello and about an hour to Logan via I-15 and US-91. Brigham City is about 50 minutes south. Winter driving can add time when storms move through Malad Pass, so factor that in if you'll commute year-round.