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Cottonwood Heights, Utah

Homes Under $300,000 in Cottonwood Heights, Utah

Cottonwood Heights sits right against the mouth of Big Cottonwood Canyon, and that address alone tells you why homes under $300K are scarce here. This is a city built out mostly in the 1960s through 1980s, with single-family homes on quarter-acre lots that now routinely sell in the $700K-$900K range. What you'll find under $300K today is almost entirely condos and attached townhomes, particularly in complexes along Fort Union Boulevard, Bengal Boulevard, and the older stock near Union Park. A few of these were built in the 1970s and 80s as garden-style condos with 1-2 bedrooms, and they're the entry point for anyone wanting a Canyon Rim or Butlerville-area zip code without the canyon-adjacent price tag.

Buyers at this price point are usually first-time purchasers, downsizers, or investors targeting the University of Utah and Cottonwood Hospital commute crowd — both are 15-20 minutes away, and I-215 access from here is quick. HOA dues matter a lot in this range since many of these buildings have aging roofs, siding, or shared mechanical systems, so budget for $250-$450 a month depending on the complex. Inventory under $300K turns over fast when it appears, often within days, because so little of it exists in a city where the median sale price runs well over double that number. Browse the active listings below to see what's currently on the market.

July 2026 · Cottonwood Heights market

Live from the Utah MLS — what's actually happening in Cottonwood Heights right now.

Full Cottonwood Heights market report
Median sale
$774,175
25 closed in July 2026
Median DOM
6 days
listing → contract
Sale-to-list
99.6%
of final list price
Unsold inventory
91
active + pending

3 matching · page 1 of 1

Active listings

Common questions

About homes under $300k in Cottonwood Heights.

Can I actually buy a single-family house in Cottonwood Heights for under $300K?

Realistically, no. Detached homes in Cottonwood Heights almost always start in the high $500Ks and climb quickly from there. Listings under $300K in this city are condos and townhomes, with the occasional manufactured home on leased land.

What neighborhoods or complexes typically have units in this price range?

Look at condo communities along Fort Union Boulevard, near Bengal Boulevard, and the older complexes around 2300 East and 7000 South. Names like Mt. Olympus area condos, Canyon Cove, and similar 1970s-80s built communities show up most often in the under-$300K band.

What do HOA fees usually run in these complexes?

Expect somewhere between $200 and $400 per month for most condo HOAs in Cottonwood Heights. Fees commonly include water, sewer, trash, exterior maintenance, and snow removal, which matters when canyon storms drop a foot of snow overnight.

Which school district serves Cottonwood Heights?

Cottonwood Heights is part of Canyons School District. Common assignments include Butler, Bella Vista, or Oakdale elementaries, Butler or Albion middle schools, and Brighton High, though boundaries depend on the exact address.

How fast do sub-$300K listings move here?

Quickly. Because this is the entry point for one of the most desirable east-bench cities in the valley, well-priced condos often go under contract within a week or two, especially from March through July. Cash and conventional offers with quick closings tend to win.

Is FHA or VA financing accepted in these condo complexes?

It depends on whether the specific complex is FHA-approved or VA-approved, which not all of them are. Before writing an offer, your agent should pull the HOA's approval status and check owner-occupancy ratios, since both affect what loan types will close.