Homes Under $300,000 in Cottonwood Heights, Utah
Cottonwood Heights sits against the mouth of Big Cottonwood Canyon, minutes from Brighton and Solitude, and that location has pushed most of its housing stock well past the $300K mark. What remains at this price point is almost entirely attached product — condos and townhomes in complexes like Boulder Ridge, The Willows, or older stock along Fort Union Boulevard and Creek Road, plus the occasional small fixer-upper on a postage-stamp lot. Detached single-family homes under $300K are rare enough that most active listings turn over quickly, so this segment moves faster than the city's overall market.
Buyers here tend to be first-timers, downsizers, or investors drawn to the canyon access and the Brighton/Alta ski commute without paying Sandy or Draper prices for a house. HOA dues matter a lot at this price band — a $250/month fee can eat into what looks like a bargain purchase, so it's worth reading the reserve study before writing an offer. Canyon Rim Elementary and Butler Middle feed into Brighton High, and the area's proximity to I-215 keeps commutes to downtown Salt Lake or the university under 20 minutes. Inventory shifts week to week in this range, so browse the active listings below to see what's currently on the market.
August 2026 · Cottonwood Heights market
Live from the Utah MLS — what's actually happening in Cottonwood Heights right now.
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Common questions
About homes under $300k in Cottonwood Heights.
Can I actually buy a single-family house in Cottonwood Heights for under $300K? ▾
Realistically, no. Detached homes in Cottonwood Heights almost always start in the high $500Ks and climb quickly from there. Listings under $300K in this city are condos and townhomes, with the occasional manufactured home on leased land.
What neighborhoods or complexes typically have units in this price range? ▾
Look at condo communities along Fort Union Boulevard, near Bengal Boulevard, and the older complexes around 2300 East and 7000 South. Names like Mt. Olympus area condos, Canyon Cove, and similar 1970s-80s built communities show up most often in the under-$300K band.
What do HOA fees usually run in these complexes? ▾
Expect somewhere between $200 and $400 per month for most condo HOAs in Cottonwood Heights. Fees commonly include water, sewer, trash, exterior maintenance, and snow removal, which matters when canyon storms drop a foot of snow overnight.
Which school district serves Cottonwood Heights? ▾
Cottonwood Heights is part of Canyons School District. Common assignments include Butler, Bella Vista, or Oakdale elementaries, Butler or Albion middle schools, and Brighton High, though boundaries depend on the exact address.
How fast do sub-$300K listings move here? ▾
Quickly. Because this is the entry point for one of the most desirable east-bench cities in the valley, well-priced condos often go under contract within a week or two, especially from March through July. Cash and conventional offers with quick closings tend to win.
Is FHA or VA financing accepted in these condo complexes? ▾
It depends on whether the specific complex is FHA-approved or VA-approved, which not all of them are. Before writing an offer, your agent should pull the HOA's approval status and check owner-occupancy ratios, since both affect what loan types will close.