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Homes with Seller Financing in St George, Utah
These St. George listings mention seller or owner financing. Matching listings right now: 24, with a median asking price of $388,000.
Seller financing terms are negotiated: rate, down payment, length and any balloon payment. Have a title company or real estate attorney review the note and deed of trust, and confirm the seller's own mortgage allows the sale. See also St. George homes with assumable loans.
24 matching · page 1 of 1
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Utah MLS data · updated Nov 9, 2026
St. George seller financing homes by the numbers
Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.
- For sale now
- 24
- median ask $388,000
- Median sale, last 12 mo
- $494,000
- 23 sold · -7.1% vs prior year
- Price per sq ft
- $247
- median of closed sales · typical 1,487 sq ft
- HOA dues
- $310/mo
- median · 63% of listings have dues
Over the last 12 months, 23 seller financing homes sold in St. George, taking a median of 62 days to go under contract and closing at 99.3% of the final list price.
What's for sale
Today's 24 listings by type.
- Other 6 (25%)
- Single-family homes 6 (25%)
- Lots & land 5 (21%)
- Condos 4 (17%)
- Townhomes 3 (13%)
By budget
How today's asking prices spread out.
- Under $400K 12
- $400K–$600K 7
- $600K–$800K 1
- $800K–$1.2M 1
- $1.2M and up 3
Seller financing homes by neighborhood
Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.
-
- Sold (24 mo)
- 1
- Median sale
- —
- Typical size
- 2,608 sq ft
- Built
- 2022
- HOA / mo
- $326
- For sale now
- 1 · $569,000
-
- Sold (24 mo)
- 1
- Median sale
- —
- Typical size
- 1,771 sq ft
- Built
- 2005
- HOA / mo
- $425
- For sale now
- 1 · $275,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,115 sq ft
- Built
- 1987
- HOA / mo
- $600
- For sale now
- 2 · $70,000–$80,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,103 sq ft
- Built
- 1995
- HOA / mo
- $300
- For sale now
- 1 · $220,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,935 sq ft
- Built
- 2018
- HOA / mo
- $400
- For sale now
- 1 · $479,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,487 sq ft
- Built
- 2016
- HOA / mo
- $400
- For sale now
- 1 · $424,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- —
- Built
- —
- HOA / mo
- —
- For sale now
- 1 · $313,900
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- —
- Built
- —
- HOA / mo
- $41
- For sale now
- 1 · $99,900
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,562 sq ft
- Built
- 2002
- HOA / mo
- —
- For sale now
- 1 · $465,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 3,304 sq ft
- Built
- 1992
- HOA / mo
- $265
- For sale now
- 1 · $590,500
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 744 sq ft
- Built
- 1981
- HOA / mo
- $310
- For sale now
- 1 · $269,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 6,375 sq ft
- Built
- 2018
- HOA / mo
- —
- For sale now
- 1 · $1,999,999
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 2,458 sq ft
- Built
- 2021
- HOA / mo
- $97
- For sale now
- 1 · $740,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 9,064 sq ft
- Built
- 2007
- HOA / mo
- $170
- For sale now
- 1 · $3,650,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- —
- Built
- —
- HOA / mo
- —
- For sale now
- 1 · $189,900
Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.
Common questions
About seller financing homes in St George.
Are there owner-financed homes in St. George? ▾
A few at any time. Matching listings today: 24.
How does seller financing work? ▾
The seller acts as the lender, and you pay the seller under a promissory note secured by the home. Terms are negotiated, and a title company should confirm the seller's existing mortgage allows it.
Is seller financing cheaper than a bank loan? ▾
Not always. Sellers often ask a higher rate or a short term with a balloon payment. The advantage is flexibility on credit and timing.