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Assumable Homes for Sale in St George, Utah
These St. George listings mention an assumable loan, usually an FHA, VA or USDA mortgage you can take over at the seller's original interest rate. Matching listings right now: 6, with a median asking price of $430,000.
You'll need to qualify with the loan servicer, and you pay the seller the difference between the price and the loan balance, often in cash or with a second loan. Assumptions can take longer to close. See also owner-financed homes in St. George.
6 matching · page 1 of 1
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Utah MLS data · updated Nov 6, 2026
St. George assumable homes by the numbers
Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.
- For sale now
- 6
- median ask $430,000
- Median sale, last 12 mo
- $570,000
- 9 sold
- Price per sq ft
- $249
- median of closed sales · typical 1,670 sq ft
- HOA dues
- $195/mo
- median · 50% of listings have dues
Over the last 12 months, 9 assumable homes sold in St. George, taking a median of 109 days to go under contract and closing at 99.4% of the final list price.
What's for sale
Today's 6 listings by type.
- Single-family homes 5 (83%)
- Townhomes 1 (17%)
By budget
How today's asking prices spread out.
- Under $400K 2
- $400K–$600K 2
- $600K–$800K 1
- $800K–$1.2M 0
- $1.2M and up 1
Assumable homes by neighborhood
Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,715 sq ft
- Built
- 1996
- HOA / mo
- $181
- For sale now
- 1 · $400,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,222 sq ft
- Built
- 1983
- HOA / mo
- $225
- For sale now
- 1 · $299,999
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 5,915 sq ft
- Built
- 2023
- HOA / mo
- —
- For sale now
- 1 · $2,999,900
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 838 sq ft
- Built
- 1986
- HOA / mo
- $195
- For sale now
- 1 · $259,000
-
- Sold (24 mo)
- —
- Median sale
- —
- Typical size
- 1,624 sq ft
- Built
- 2010
- HOA / mo
- —
- For sale now
- 1 · $460,000
Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.
Common questions
About assumable homes in St George.
What is an assumable mortgage? ▾
A loan the buyer takes over from the seller, keeping its interest rate and remaining term. FHA, VA and USDA loans are usually assumable with the lender's approval; most conventional loans are not.
How much cash do I need to assume a loan? ▾
The difference between the price and the loan balance, plus closing costs. On a home that has gained value, that gap can be large.
Are there assumable homes for sale in St. George? ▾
Matching listings today: 6. Save this search to hear about new ones.