Get App
Call 801-410-7917

Saratoga Springs, Utah

Homes with Seller Financing in Saratoga Springs, Utah

These Saratoga Springs listings mention seller or owner financing. Matching listings today: 13.

Terms are negotiated; have a title company or attorney review the note. See assumable-loan listings.

13 matching · page 1 of 1

Active listings

New seller financing homes in Saratoga Springs, straight to your inbox

We'll email you the moment a new one hits the MLS. Free, and you can stop anytime.

Prefer the map?

See all 13 seller financing homes on a map

Pan around Saratoga Springs and refine by drawing your own boundary.

🗺 Open map view →

Utah MLS data · updated Nov 5, 2026

Saratoga Springs seller financing homes by the numbers

Today's listings plus closed sales recorded in the MLS, each home counted once. Medians, not averages, so one outlier can't skew them.

For sale now
13
median ask $660,000
Median sale, last 12 mo
$415,000
11 sold
Price per sq ft
$184
median of closed sales · typical 3,223 sq ft
HOA dues
$116/mo
median · 92% of listings have dues

Over the last 12 months, 11 seller financing homes sold in Saratoga Springs, taking a median of 53 days to go under contract and closing at 98.8% of the final list price.

What's for sale

Today's 13 listings by type.

  • Single-family homes 9 (69%)
  • Townhomes 2 (15%)
  • Condos 1 (8%)
  • Lots & land 1 (8%)

By budget

How today's asking prices spread out.

  • Under $400K 2
  • $400K–$600K 3
  • $600K–$800K 2
  • $800K–$1.2M 3
  • $1.2M and up 3

Seller financing homes by neighborhood

Closed sales over the last 24 months, plus what's listed today. Click a name for that neighborhood's page.

  • Northshore Plaat C-1

    Sold (24 mo)
    7
    Median sale
    $385,000
    Typical size
    1,399 sq ft
    Built
    2022
    HOA / mo
    $123
    For sale now
    0
  • Quail Hill At Mount Saratoga

    Sold (24 mo)
    5
    Median sale
    $420,000
    Typical size
    2,332 sq ft
    Built
    2021
    HOA / mo
    $25
    For sale now
    1 · $650,000
  • Cove At Jordan River

    Sold (24 mo)
    3
    Median sale
    —
    Typical size
    2,676 sq ft
    Built
    2014
    HOA / mo
    $338
    For sale now
    0
  • Wiltshire Estates

    Sold (24 mo)
    1
    Median sale
    —
    Typical size
    6,945 sq ft
    Built
    2023
    HOA / mo
    $175
    For sale now
    3 · $995,000–$2,590,000
  • Mallard Bay

    Sold (24 mo)
    —
    Median sale
    —
    Typical size
    4,251 sq ft
    Built
    2022
    HOA / mo
    $43
    For sale now
    2 · $890,000–$1,349,000
  • Sunrise Meadows

    Sold (24 mo)
    —
    Median sale
    —
    Typical size
    2,724 sq ft
    Built
    2003
    HOA / mo
    —
    For sale now
    1 · $589,900
  • Primrose

    Sold (24 mo)
    —
    Median sale
    —
    Typical size
    4,205 sq ft
    Built
    2022
    HOA / mo
    $100
    For sale now
    1 · $899,999
  • Highridge

    Sold (24 mo)
    —
    Median sale
    —
    Typical size
    2,912 sq ft
    Built
    2024
    HOA / mo
    $104
    For sale now
    1 · $555,888

Median sale is shown only where at least 5 homes sold. HOA dues are the median monthly fee (yearly dues divided by 12) and can change, so confirm the amount and what it covers with the association. "Built" is the median year built.

Common questions

About seller financing homes in Saratoga Springs.

Are there owner-financed homes in Saratoga Springs? ▾

Some. Matching listings today: 13.