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Homes Under $300,000 in Nephi, Utah
Nephi still delivers something increasingly rare along the I-15 corridor: a starter home for under $300,000. This Juab County seat sits about 65 miles south of Salt Lake City, close enough for an occasional commute but far enough that land and construction costs stay lower than in Utah County. Under-$300K inventory here tends to be older single-family homes in the original townsite grid near Main Street, manufactured and modular homes on owned land, and the occasional small starter build in newer subdivisions like the ones off 100 East. Square footage in this range typically runs 900 to 1,400 square feet, often with 3 bedrooms and 1-2 baths, and many were built between the 1950s and 1990s, so expect some homes needing updated electrical, roofing, or HVAC.
Buyers drawn to this price point are usually priced out of Utah County or looking for a slower pace with small-town basics: a Walmart, local schools in the Juab School District, and quick access to hunting and fishing in the surrounding hills. Nephi's economy leans on agriculture, trucking, and manufacturing, including nearby employers along the freeway corridor, so a lot of buyers here work locally or make the drive north to Payson or Spanish Fork. Inventory under $300K moves fast because there simply isn't much of it, and cash or well-prepared conventional buyers tend to win. Browse the active listings below to see what's currently on the market.
August 2026 · Nephi market
Live from the Utah MLS — what's actually happening in Nephi right now.
Median sale
$338,250
2 closed in August 2026
Median DOM
—
listing → contract
Sale-to-list
102.4%
of final list price
Unsold inventory
46
active + pending
26 matching · page 2 of 2
Active listings
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Common questions
About homes under $300k in Nephi.
What kind of home can I actually get for under $300K in Nephi? ▾
Most under-$300K listings in Nephi are 1,000–1,800 square foot homes built between the 1940s and 1980s, typically 2–3 bedrooms on a city lot east or west of Main Street. You'll also see some manufactured homes on owned land and the occasional small rancher needing cosmetic work. Updated homes in this range tend to sell quickly.
Is Nephi a reasonable commute to Provo or Salt Lake? ▾
Nephi to Provo is roughly 50 minutes on I-15, and Salt Lake is about 90 minutes door-to-door. It's a real commute, but many buyers accept it for the price difference — you can spend $250K here versus $450K+ for comparable square footage in southern Utah County.
Are there many homes under $300K in Nephi at any given time? ▾
Inventory at this price point is thin but steady — usually a handful of active listings rather than dozens. Turnover is faster in spring and summer. Setting up MLS alerts is the practical move since well-priced homes here often go under contract within a week or two.
What should I watch out for on older homes in Nephi? ▾
Knob-and-tube wiring, galvanized supply lines, single-pane windows, and older furnaces show up regularly in homes built before 1970. Get a thorough inspection and budget for utility upgrades. Foundations are usually fine — Nephi soils are generally stable — but check for ground-water issues in homes near irrigation ditches.
Will USDA or FHA loans work on Nephi homes in this price range? ▾
Yes on both counts. Nephi is inside USDA Rural Development's eligibility map, which means 0% down is on the table for buyers who meet income limits. FHA also works well here since most under-$300K homes fall comfortably below FHA loan limits for Juab County.
What are property taxes like in Nephi? ▾
Juab County's effective property tax rate runs around 0.6–0.7% of market value for primary residences with the owner-occupied exemption, so a $275,000 home generally lands in the $1,700–$1,900 per year range. That's in line with most of rural Utah and notably lower than what buyers see in some Wasatch Front cities.