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Homes Under $300,000 in Layton, Utah
Layton's under-$300K market has thinned out compared to five years ago, but it hasn't disappeared. What's left in this range tends to be condos and townhomes near Hill Air Force Base and along Main Street, older single-family homes in need of updates in the Layton Heights or East Layton pockets, and the occasional patio home in a 55+ community. Attached properties carry HOA dues that run anywhere from $150 to $350 a month, so factor that into your real monthly payment before comparing a $290K condo to a $340K detached house. Hill AFB civilian and military families make up a big share of demand at this price point, which keeps turnover steady but also means good units get offers fast.
Location matters more than usual at this budget. Homes closer to I-15 and Hill AFB's main gate hold value and rent well if you're weighing a future move, while properties further east toward the bench trade convenience for slightly larger lots. Older Layton stock from the 1960s-80s can still be found under $300K, but expect original electrical, aging roofs, or a furnace on borrowed time — get a home inspection regardless of how move-in ready it looks. Property taxes here run lower than Salt Lake County, which helps stretch a tighter budget further. Browse the active listings below to see what's currently on the market.
August 2026 · Layton market
Live from the Utah MLS — what's actually happening in Layton right now.
Median sale
$506,250
64 closed in August 2026
Median DOM
27 days
listing → contract
Sale-to-list
98.5%
of final list price
Unsold inventory
248
active + pending
51 matching · page 3 of 3
Active listings
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Common questions
About homes under $300k in Layton.
What kind of homes can I actually get in Layton for under $300K? ▾
Most listings in this range are two- and three-bedroom townhomes or condos, often in HOA communities built between the 1990s and 2010s. You'll occasionally see small detached homes from the 60s-80s that need cosmetic work. True move-in-ready detached single-family homes under $300K are uncommon in Layton right now.
Are VA loans common for buyers at this price point in Layton? ▾
Yes — Hill Air Force Base is right next door, so a large share of buyers under $300K use VA financing. Many sellers and listing agents in Layton are very familiar with VA appraisals and inspection requirements, which smooths the process compared to other markets.
How fast do homes under $300K sell in Layton? ▾
Quickly. Well-priced townhomes and condos in this range often go under contract within 3-10 days, sometimes with multiple offers. Having financing pre-approved and being ready to tour within 24 hours of a new listing makes a real difference.
Should I expect HOA fees on most of these listings? ▾
Most townhomes and condos under $300K in Layton carry HOA dues, typically running $150-$300 a month depending on whether the association covers exterior maintenance, landscaping, or amenities like a pool. Always review the HOA financials and CC&Rs during your due diligence period.
Which Layton neighborhoods have the most inventory below $300K? ▾
East Layton near Highway 89, the older sections south of Gentile Street, and townhome developments near Layton Parkway and the FrontRunner station tend to produce the most listings in this range. West Layton has newer townhome projects that occasionally dip under $300K for smaller units.
Are property taxes lower in Layton than in Salt Lake County? ▾
Generally yes. Davis County property tax rates run a bit lower than Salt Lake County, and Layton specifically tends to come in around 0.6-0.7% of assessed value annually. On a $290K home that's roughly $1,750-$2,000 per year, which keeps the total monthly payment more manageable.