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Gunlock, Utah

No HOA Homes for Sale in Gunlock, Utah

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Gunlock is one of the last corners of Washington County where you can still own real acreage without answering to a board. The community sits along the Santa Clara River about 20 miles northwest of St. George, surrounded by red rock, the Gunlock Reservoir, and working ranchland that's been in the same families for generations. Because most parcels here are rural residential or agricultural zoning rather than platted subdivisions, homes without an HOA are the norm rather than the exception — which is exactly why buyers tired of architectural review committees, RV parking rules, and short-term rental bans keep pointing their search this direction.

What no HOA means in practice in Gunlock: room to park the boat and the side-by-side, freedom to keep horses or chickens on the right zoning, and the ability to build a shop or guest casita without committee sign-off. The trade-off is that most properties run on private wells and septic, water rights matter more than square footage, and county zoning — not a homeowners association — sets the rules. Winters are mild at this elevation (around 3,600 feet), summers run hot but cooler than downtown St. George, and Snow Canyon, Gunlock Falls, and the Beaver Dam Wilderness are all minutes away. Browse the active listings below to see what's currently on the market in Gunlock.

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June 2025 · Gunlock market

Live from the Utah MLS — what's actually happening in Gunlock right now.

Full Gunlock market report
Median sale
$795,000
1 closed in June 2025
Median DOM
29 days
listing → contract
Sale-to-list
90.9%
of final list price
Unsold inventory
active + pending

2 matching · page 1 of 1

Active listings

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Common questions

About no hoa homes in Gunlock.

Do most homes in Gunlock have an HOA?

No. Gunlock is a small unincorporated community in Washington County with mostly rural acreage parcels, older ranch homes, and a few newer custom builds — the vast majority sit on private land with no HOA at all. You'll occasionally see covenants tied to a specific small subdivision, but town-wide HOA control is rare here.

What can I actually do on a no-HOA property in Gunlock?

Within Washington County zoning, owners typically have room to park RVs and boats on-site, keep horses or chickens on agricultural-zoned lots, build detached shops or barns, and run short-term rentals depending on the parcel's zoning. Always confirm the specific zoning (A-20, RA-1, etc.) and any deed restrictions with the county before closing.

Are there water or well considerations buyers should know about?

Yes — many Gunlock properties run on private wells and septic rather than municipal systems, and water rights are a separate asset that may or may not transfer with the land. Have your agent verify well share ownership, septic inspection records, and whether the parcel pulls from the Shivwits or Gunlock irrigation systems.

How far is Gunlock from St. George and the airport?

Gunlock sits about 20 miles northwest of St. George, roughly a 30-minute drive down Old Highway 91. St. George Regional Airport is about 35 minutes away, and Snow Canyon State Park is closer to 20 minutes — close enough for commuters who want acreage without giving up town access.

What price range should I expect for no-HOA homes here?

Inventory is thin, but most no-HOA homes in Gunlock trade between the mid $500s and well over $1.5M depending on acreage, water rights, and whether the property includes outbuildings or red-rock views. Bare land parcels and fixer ranches sit at the lower end; custom homes on irrigated acreage push the top of the range.

Can I run livestock or build a shop without HOA approval?

On most Gunlock parcels, yes — county zoning is the main gatekeeper, not a homeowners association. Agricultural and rural residential zones allow horses, cattle, and detached shops with proper permits, which is a big reason buyers from the Wasatch Front and out of state are drawn here.