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Homes Under $500,000 in Gunlock, Utah
Gunlock sits about 20 minutes northwest of St. George, tucked along the Santa Clara River between red rock bluffs and the Pine Valley Mountains. It's a small unincorporated community — under 300 residents — built around ranching, the Gunlock Reservoir, and the seasonal waterfalls that draw weekend visitors every spring. Inventory here is thin to begin with, and homes under $500K are the tightest slice of an already small market. When something does come up in that range, it's typically an older manufactured home on acreage, a modest site-built rambler from the 1980s or 90s, or occasionally a fixer on a larger irrigated lot. Buyers willing to do some work can still find dirt and a roof for less than what a tract home costs in nearby Santa Clara or Ivins.
The trade-off for the price is rural living: well water or shared systems on many properties, septic instead of sewer, propane heat, and a 25-minute drive to the nearest grocery store in Santa Clara. Cell service is spotty in pockets, but Washington County School District buses run to Santa Clara and Snow Canyon schools, and St. George Regional Airport is roughly 35 minutes south. Summer highs hit the upper 90s while winters stay mild — snow rarely sticks at this elevation (around 3,600 feet). If you want elbow room, dark skies, and quick access to Gunlock State Park or the Beaver Dam Wash without paying Ivins or Kayenta prices, this is one of the last corners of Washington County where that math still works. Browse the active listings below to see what's currently on the market.
June 2025 · Gunlock market
Live from the Utah MLS — what's actually happening in Gunlock right now.
Median sale
$795,000
1 closed in June 2025
Median DOM
29 days
listing → contract
Sale-to-list
90.9%
of final list price
Unsold inventory
—
active + pending
1 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Gunlock.
How many homes under $500K are usually for sale in Gunlock? ▾
On any given week, Gunlock typically has only a handful of active listings total, and often just one or two priced under $500K — sometimes zero. The page below pulls live MLS data, so it reflects exactly what's available right now. If nothing shows, set a saved search and new listings will hit your inbox the day they go live.
What kind of homes fall in this price range in Gunlock? ▾
Under $500K in Gunlock generally means manufactured or modular homes on one or more acres, older site-built ramblers needing updates, or smaller cabins. Move-in-ready stick-built homes here usually push past $600K because of land values and the cost of building rural. Buyers open to renovation tend to have the most options.
Can I get financing on rural Gunlock properties? ▾
Conventional and USDA loans both work in Gunlock — USDA in particular is worth a look since the area qualifies as rural and the loan allows zero down for eligible buyers. Manufactured homes need to meet HUD standards and be on a permanent foundation for most lenders. Wells, septic, and access roads will be inspected as part of the appraisal.
Is water a concern for properties at this price point? ▾
Yes — most Gunlock homes run on private wells or shared well agreements, and some lots carry irrigation shares tied to the Santa Clara River system. Always review the well log, water rights, and any HOA or shared-system agreements before closing. Drought years have tightened irrigation deliveries, so ask the seller about recent water availability.
How far is Gunlock from St. George and the airport? ▾
It's roughly 20 to 25 miles to downtown St. George depending on the route — Old Highway 91 through Santa Clara is the usual drive, about 30 to 35 minutes. St. George Regional Airport adds another 10 minutes. Daily commuting is doable but most residents plan grocery and errand runs in batches.
What should I check before buying acreage in Gunlock under $500K? ▾
Verify the well's gallons-per-minute and depth, confirm septic age and condition, check legal access (some parcels rely on easements across neighbors), and review zoning if you plan to keep horses or livestock. Flood plain status near the Santa Clara River also matters — the 2005 and 2023 flood events reshaped insurance requirements on some properties.