Homes Under $500,000 in New Harmony, Utah
New Harmony sits at roughly 5,200 feet elevation in Washington County, tucked between the Pine Valley Mountains to the west and the Hurricane Cliffs to the east — a dramatically different setting from the red-rock heat of St. George just 30 miles south. The town's population hovers around 200 permanent residents, which means inventory is limited at any price point, but homes under $500,000 do surface here and they tend to attract buyers who want Southern Utah's wide-open skies and dark-star nights without paying Zion corridor premiums. Land parcels, modest ranch-style homes, and older farmhouses make up the bulk of what you'll see in this range, and lot sizes are typically generous compared to anything you'd find in a St. George subdivision at a similar price.
Washington County as a whole has seen sustained price pressure over the past several years, so $500,000 in New Harmony can still buy meaningful acreage — sometimes two to five acres — whereas that same budget in nearby Ivins or Santa Clara might land a quarter-acre lot. Winters here are real, with occasional snow and lows that can drop into the teens, so buyers should budget for heating costs and factor in the 35-to-40-minute drive to St. George for major shopping, the Intermountain Health hospital system, and the St. George Regional Airport. If a slower pace, rural land, and proximity to Pine Valley Recreation Area matter more than urban convenience, the value proposition in this price range is hard to argue with. Browse the active listings below to see what's currently on the market.
May 2026 · New Harmony market
Live from the Utah MLS — what's actually happening in New Harmony right now.
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Common questions
About homes under $500k in New Harmony.
How many homes under $500K are typically available in New Harmony? ▾
Inventory is genuinely scarce. New Harmony is a small community with limited turnover, and at any given time there may be only a handful of listings under $500K — sometimes zero. Most homes that hit this price band are smaller manufactured homes on acreage, older valley properties needing updates, or land parcels with modest existing structures.
What kind of property can I realistically expect at this price point? ▾
Expect 1,200–1,800 square feet on 1 to 5 acres, often manufactured or modular construction, with septic, propane heat, and a private or shared well in some cases. Custom stick-built homes in New Harmony usually start higher — frequently $600K and up — because of the lot sizes and build costs at elevation.
Does New Harmony qualify for USDA Rural Development loans? ▾
Yes. New Harmony's zip code (84757) falls within USDA-eligible rural areas, which means qualified buyers can use a USDA loan with zero down payment up to the area loan limits. This is one of the more useful financing tools for buyers in this price range here.
How far is New Harmony from St. George and Cedar City? ▾
St. George is about 30 minutes south on I-15, and Cedar City is roughly 25 minutes north. The St. George Regional Airport is around 35 minutes away. Many residents commute one direction or the other for work, healthcare, and shopping while keeping the rural lifestyle at home.
What's the climate like compared to nearby St. George? ▾
New Harmony sits at about 5,200 feet, so it runs 10–15 degrees cooler than St. George year-round. Summers are warm but not brutal, and winters bring occasional snow that usually melts quickly in the valley. It's a meaningful climate advantage for buyers who want southern Utah access without the 110-degree July afternoons.
Are there HOAs or building restrictions to be aware of? ▾
Most of New Harmony is unincorporated Iron County with agricultural and rural residential zoning, so HOAs are uncommon outside of a few small subdivisions. Iron County setback, septic, and well rules apply, and water rights or shares through the New Harmony Valley Pipeline are something to verify on any property you're serious about.