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Homes Under $500,000 in Eureka, Utah
Eureka sits in Juab County's Tintic Mining District, about 75 minutes south of Salt Lake City and roughly 25 minutes from Santaquin and the south end of Utah County. It's a former silver mining town of around 700 people, and the housing reflects that: century-old miners' cottages, small frame homes on narrow lots, and a few newer builds on larger parcels. At 6,400 feet, summers run cooler than the Wasatch Front and winters bring real snow, so roof condition, insulation, and heating systems deserve close attention on older properties.
A budget of $500K goes a long way here. Most homes in Eureka sell well below that figure, which means buyers often have room left over for renovation, a shop, or acreage. Compared with Lehi, Payson, or Spanish Fork, where $500K buys a modest townhome or older rambler, Eureka offers detached homes with yards and room to spread out. The trade-offs are practical: limited local shopping, a small school presence in the Juab School District, and a commute for anyone working in Utah County. Many buyers are remote workers, outdoor enthusiasts drawn to the nearby OHV trails and Tintic hills, or investors looking at cabin-style retreats. Browse the active listings below to see which homes under $500K are on the market right now.
September 2026 · Eureka market
Live from the Utah MLS — what's actually happening in Eureka right now.
Median sale
—
2 closed in September 2026
Median DOM
9 days
listing → contract
Sale-to-list
—
of final list price
Unsold inventory
7
active + pending
19 matching · page 1 of 1
Active listings
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Common questions
About homes under $500k in Eureka.
Are there usually homes under $500K available in Eureka? ▾
Yes — in fact, most of Eureka's housing stock falls well under $500K. The town of roughly 700 people has a mix of late-1800s mining-era cottages, mid-century bungalows, and a handful of newer manufactured and stick-built homes. Inventory is thin simply because the town is small, so listings can sit for a while or move quickly depending on condition.
What kind of home does $500K actually buy in Eureka? ▾
At the top of this price band you're looking at the nicest properties in town — typically a renovated historic home on a larger lot, a newer build with a shop or outbuildings, or acreage with a modest house. Below $300K you'll see fixers, older mobile homes on land, and original mining-era cottages that need work.
Can I get financing on older Eureka homes? ▾
It depends on condition. Conventional and FHA loans require the home to meet basic habitability standards, and many of Eureka's 1890s–1920s homes have foundation, knob-and-tube wiring, or roof issues that complicate appraisals. Cash, renovation loans (FHA 203k), and USDA loans (Eureka qualifies as rural) are common workarounds.
How far is Eureka from the Wasatch Front for commuting? ▾
Eureka sits in the Tintic Mining District in Juab County, about 75 miles southwest of Salt Lake City and roughly an hour from Provo or Lehi via Highway 6. It's a real commute, especially in winter when the pass gets snow, but some buyers do it for the price-per-acre tradeoff.
Are property taxes and utilities cheap in Eureka? ▾
Juab County property taxes run lower than Utah or Salt Lake County rates, which helps the monthly math on a sub-$500K purchase. Many older homes here use propane heat and septic systems rather than natural gas and sewer, so factor propane fills and septic pumping into your annual budget.
Is Eureka a good fit for a first-time buyer? ▾
It can be, if you're comfortable with a rural lifestyle and the realities of an older home. Entry prices are among the lowest in Utah, and USDA zero-down financing is available here. The trade-offs are limited services in town, a 30-minute drive to a full grocery store in Payson or Nephi, and a small job market locally.