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No HOA Homes for Sale in Emery, Utah
Emery is a small town of roughly 300 people in Emery County, tucked along Highway 10 between Ferron and Fremont Junction at about 6,250 feet elevation. It's high desert ranch country — cold winters, dry summers in the mid-80s, dark skies, and the kind of place where neighbors know which truck belongs in which driveway. Most properties here sit on larger parcels, often with outbuildings, irrigation shares, or room for horses, and the overwhelming majority were never platted into an HOA-governed subdivision in the first place. Buyers searching for No HOA homes in Emery are usually after exactly that: room to park an RV or a stock trailer, build a shop, run a few head of livestock, or set up a hunting base camp without a board telling them what color to paint the trim.
Price points in Emery tend to run well under Wasatch Front averages, with older homes on an acre or more often available in the low-to-mid $300Ks and fixers occasionally below that. The trade-off is distance — Price is about 45 minutes north, Salt Lake City is closer to three hours, and grocery runs take planning. Septic, well water, and propane are common, and zoning here leans agricultural, which is part of why HOAs are rare. If self-governance and acreage matter more to you than walkable amenities, this market fits. Browse the active listings below to see what's currently on the market.
October 2025 · Emery market
Live from the Utah MLS — what's actually happening in Emery right now.
Median sale
$350,000
1 closed in October 2025
Median DOM
71 days
listing → contract
Sale-to-list
92.2%
of final list price
Unsold inventory
1
active + pending
7 matching · page 1 of 1
Active listings
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Common questions
About no hoa homes in Emery.
Are most homes in Emery actually outside an HOA? ▾
Yes. Emery is a rural agricultural community with very few platted subdivisions, so the large majority of homes here sit on county land with no HOA at all. The handful of exceptions tend to be newer cluster developments, which are uncommon in this part of the county.
What restrictions still apply if there's no HOA? ▾
Emery County zoning, building codes, and septic/well permitting still apply, and water rights are tightly tracked here. You won't have CC&Rs dictating fence height or paint color, but you do need to follow county setbacks and any irrigation company bylaws if the property carries shares.
Can I keep horses, chickens, or cattle on a no-HOA property in Emery? ▾
On most parcels, yes. Agricultural and rural residential zoning in Emery County typically allows livestock, and many properties already have corrals, loafing sheds, or pasture fencing in place. Confirm the specific zoning on any parcel before closing if livestock is the goal.
How does financing work without an HOA? ▾
It's actually simpler — lenders don't have to review HOA budgets or master insurance policies, which speeds up underwriting. Conventional, FHA, VA, and USDA loans all work here, and USDA rural development financing is often a fit given Emery's population size.
Is well and septic typical on these properties? ▾
Very common. Culinary water service exists in town but many outlying parcels rely on private wells and septic systems. Budget for a well inspection, water quality test, and septic pump/inspection during your due diligence.
How many no-HOA listings are usually active in Emery at one time? ▾
Inventory is thin — Emery often has only a handful of active listings at any given moment, and most of those are no-HOA by default. Setting up an MLS alert is the practical way to catch new listings the day they hit the market.