Homes Under $500,000 in Emery, Utah
Emery is a small town tucked in the southern end of Emery County, sitting at about 6,250 feet on the edge of the San Rafael Swell. The population hovers near 300, ranching and coal-related work still anchor the local economy, and most parcels come with acreage rather than postage-stamp lots. Under $500K covers the bulk of what trades hands here — older farmhouses on irrigated ground, modest stick-built homes in town, a handful of manufactured homes on land, and occasionally a newer build with a shop. For context, Emery County's median sale prices typically run well below the Wasatch Front, so a $500K ceiling in this market often buys square footage, outbuildings, and land that would cost two or three times as much in Utah County.
Buyers shopping this price range in Emery tend to fall into a few camps: families relocating for jobs at the Hunter or Huntington power plants, retirees wanting quiet and dark skies, and recreation buyers who want a base camp for the Swell, Joe's Valley, and the Wedge Overlook. Winters are cold but drier than the mountains north of here, summers run hot in the afternoons and cool off at night, and Price is roughly 40 minutes away for groceries, the hospital, and USU Eastern. Cell service, well versus culinary water, and septic systems are all worth checking parcel by parcel. Browse the active listings below to see what's currently on the market under $500K in Emery.
October 2025 · Emery market
Live from the Utah MLS — what's actually happening in Emery right now.
7 matching · page 1 of 1
Active listings
Prefer the map?
See all 7 homes under $500k on a map
Pan around Emery and refine by drawing your own boundary.
Common questions
About homes under $500k in Emery.
How many homes under $500K are usually for sale in Emery? ▾
Inventory in Emery is thin — the town itself often has only a handful of active listings at any given time, and sometimes fewer than five. Most listings that do come up fall under the $500K mark, so if nothing shows below, it's worth checking back weekly or setting up an alert.
What does $500K typically buy in Emery compared to the Wasatch Front? ▾
In Emery, $500K often buys a 3-4 bedroom home on anywhere from a half-acre to several acres, frequently with a shop, barn, or irrigation shares. The same budget along the I-15 corridor in Utah or Salt Lake County usually gets a tract home on a small lot with no outbuildings.
Are most homes in this price range on well water or culinary? ▾
It varies by location. Homes inside Emery town limits are generally on the municipal culinary system, while properties on the outskirts often rely on private wells and septic. Always pull the well log and septic records during due diligence — replacement costs can run $20K-$40K.
Can I get financing on rural Emery properties under $500K? ▾
Yes. Conventional, FHA, VA, and USDA Rural Development loans all work in Emery, and USDA is especially common here since the entire town qualifies as a rural area. Manufactured homes on land can be trickier — they typically need to be on a permanent foundation and titled as real property to qualify for standard mortgages.
What's the commute like to jobs at Hunter and Huntington power plants? ▾
From Emery, Hunter Power Plant near Castle Dale is roughly 25 minutes north on Highway 10, and Huntington is closer to 40 minutes. Many plant workers live in Emery specifically for cheaper land and quieter surroundings, and the drive is straightforward two-lane highway with very little traffic.
Is property tax low on Emery homes? ▾
Emery County has some of the lower effective property tax rates in Utah, partly because of the tax base from coal and power generation infrastructure. On a $400K home, annual taxes often land in the $1,400-$1,900 range, depending on whether it's a primary residence (which gets the 45% residential exemption).