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No HOA Homes for Sale in Benjamin, Utah
Benjamin sits in the farm belt of southern Utah County, tucked between Spanish Fork, Salem, and Lake Shore along the west side of I-15. It's unincorporated, which means most of it has never been platted into the kind of tight subdivisions that come with homeowners associations. Lot sizes here typically run from a half-acre up to five-plus acres, with irrigation shares, pasture, outbuildings, and shops more common than community pools or shared green space. For buyers who want to keep horses, run a small hobby farm, park an RV next to the house, or build a detached shop without submitting plans to a design committee, the no-HOA inventory in Benjamin is one of the main reasons to look here in the first place.
The trade-off is that you take on more responsibility: well and septic instead of city utilities on many parcels, private road maintenance on some lanes, and irrigation timing coordinated with neighbors and canal companies. Pricing reflects land and outbuildings more than finishes, so a 1980s rambler on two acres with a 40x60 shop can sit at a similar number to a newer tract home in Spanish Fork. Commutes to Provo run about 15 minutes, and Salt Lake is roughly an hour up I-15. Browse the active no-HOA listings in Benjamin below to see what's currently on the market.
June 2026 · Benjamin market
Live from the Utah MLS — what's actually happening in Benjamin right now.
Median sale
$1,335,000
1 closed in June 2026
Median DOM
—
listing → contract
Sale-to-list
100.8%
of final list price
Unsold inventory
3
active + pending
6 matching · page 1 of 1
Active listings
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Common questions
About no hoa homes in Benjamin.
Are most homes in Benjamin already no-HOA? ▾
Yes. Benjamin is an unincorporated agricultural community in southern Utah County, and the majority of properties here sit on larger parcels without any homeowners association. HOAs in this area are typically limited to a handful of newer subdivisions that have crept in from Spanish Fork and Salem.
Can I keep horses, chickens, or other livestock on a no-HOA property in Benjamin? ▾
In most cases, yes. Benjamin falls under Utah County zoning, and much of it is zoned A-1 or RA-5, which allows horses, poultry, and other livestock subject to acreage minimums. Always verify the specific parcel's zoning and any private deed restrictions before closing, since a lack of HOA doesn't override county code.
Without an HOA, who maintains the roads and shared infrastructure? ▾
County roads are maintained by Utah County, and irrigation is generally handled through shares in the Strawberry Highline or Highland Canal companies. Private lanes serving a few homes are usually maintained by the owners on that lane via informal agreements or recorded road maintenance agreements.
Do no-HOA homes in Benjamin cost more or less than HOA-governed homes nearby? ▾
Pricing is driven more by lot size and outbuildings than by HOA status. A no-HOA home on an acre with a shop in Benjamin often prices similarly to a smaller HOA home in Spanish Fork, but buyers get land and flexibility instead of amenities like a community pool or park.
Will lenders treat a rural no-HOA property differently? ▾
Conventional and USDA loans both work well here, and USDA Rural Development financing is often available given Benjamin's rural designation. Lenders may ask for a well and septic inspection and will want water rights documented separately from the deed if the property uses irrigation shares.
Can I park RVs, trailers, or commercial vehicles on the property? ▾
Generally yes on no-HOA parcels in Benjamin, which is one of the main reasons buyers seek out this area. County setback rules still apply, but there are no association bylaws restricting RV pads, boat storage, work trailers, or where you park them on your own land.