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Homes Under $500,000 in Roosevelt, Utah
Roosevelt sits at the center of the Uinta Basin, about three hours from Salt Lake City on Highway 40, and it's long been the trade and services hub for Duchesne and Uintah counties. The local economy still leans on oil and gas work, Ashley Regional Medical Center, and Union High School and Uintah Basin Technical College, which keeps steady demand for reasonably priced housing without the price pressure you see in Wasatch Front cities or Park City. Under $500K here still buys real square footage — three and four-bedroom homes on quarter-acre-plus lots, several with detached shops or room for a horse, since a lot of Roosevelt's residential streets back up to open ground or agricultural parcels.
Winters run cold and snowy, summers are dry and warm, and most homes in this range were built from the 1970s through the 2000s, with a smaller but growing number of newer construction on the north and east sides of town. Buyers moving here for oil field jobs or a slower pace than the Salt Lake valley find that $500K covers a comfortable single-family home with a garage and yard, sometimes with basement apartment potential for rental income. Property taxes and insurance run noticeably lower than urban Utah, which stretches the budget further. Browse the active listings below to see what's currently on the market in this price range.
July 2026 · Roosevelt market
Live from the Utah MLS — what's actually happening in Roosevelt right now.
Median sale
$442,500
8 closed in July 2026
Median DOM
159 days
listing → contract
Sale-to-list
98.6%
of final list price
Unsold inventory
46
active + pending
53 matching · page 1 of 3
Active listings
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Common questions
About homes under $500k in Roosevelt.
What kind of home can I actually get under $500K in Roosevelt? ▾
Quite a bit, honestly. Roosevelt's price point runs well below the Wasatch Front, so $500K often buys a newer 4-bedroom on a quarter-acre or larger, a rural property with outbuildings, or an updated older home in town. Lot sizes tend to be generous compared to what the same money buys in Utah or Salt Lake County.
Are most homes in Roosevelt already under $500K? ▾
Yes — the majority of single-family listings in Roosevelt and the surrounding Duchesne County area fall under the $500K mark. Homes pushing past that number usually involve significant acreage, water shares, shop buildings, or new construction on the edge of town.
What neighborhoods should I look at in this price range? ▾
In-town Roosevelt around 200 East and the areas near Union High School have established homes, often on larger lots than you'd expect. Outlying areas toward Ballard, Neola, and Myton bring in rural acreage parcels. Each has different well, septic, and irrigation considerations worth checking before you write an offer.
Is Roosevelt a buyer's market or a seller's market right now? ▾
Roosevelt's market tracks closely with oil and gas activity in the Uinta Basin, which means inventory and demand can swing more than in other parts of Utah. When drilling is active, homes move quickly; during slower cycles, buyers have more negotiating room. Days-on-market here are typically longer than along the Wasatch Front.
Do USDA loans work in Roosevelt? ▾
Yes — most of Roosevelt and nearly all surrounding Duchesne County addresses qualify for USDA Rural Development financing, which allows 0% down for eligible buyers under income limits. That's a real advantage at this price point and worth asking your lender about before you start touring.
What about property taxes and utilities out here? ▾
Duchesne County property tax rates are lower than most Wasatch Front counties. Many homes use propane for heat rather than natural gas, and rural properties often run on well and septic instead of city utilities — budget accordingly for maintenance and occasional propane fills.