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No HOA Homes for Sale in Murray, Utah
Murray sits at the center of the Salt Lake Valley — roughly 8 miles south of downtown Salt Lake City — and it has long attracted buyers who want genuine urban convenience without the rulebook that comes with many newer subdivisions. A significant share of the housing stock here predates the HOA era entirely: think mid-century ranch homes, brick ramblers from the 1950s–70s, and established neighborhoods like Fashion Place, Vine Street, and the streets surrounding Murray Park. Buying a home with no HOA in Murray means no monthly dues eating into your budget, no architectural review board dictating fence colors, and the freedom to park an RV in the driveway, run a home-based business, or add a backyard ADU without asking permission from a committee. For buyers who've spent time in HOA-governed communities in Draper, South Jordan, or Lehi, that freedom can feel like a meaningful upgrade.
Prices for non-HOA single-family homes in Murray have generally tracked in the $400,000–$600,000 range, though well-updated properties near the Fashion Place corridor or with mountain views of the Wasatch often push higher. The city is served by the TRAX light-rail Red and Yellow lines, putting Salt Lake City, the University of Utah, and the airport within easy commuting distance without a car. Murray City schools operate independently from Jordan and Granite districts, which is worth noting if school boundaries factor into your search. Property taxes here also tend to be modest relative to the county average. Browse the active listings below to see what's currently available.
May 2026 · Murray market
Live from the Utah MLS — what's actually happening in Murray right now.
Median sale
$495,250
42 closed in May 2026
Median DOM
10 days
listing → contract
Sale-to-list
99.1%
of final list price
Unsold inventory
149
active + pending
74 matching · page 3 of 4
Active listings
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Common questions
About no hoa homes in Murray.
Why does Murray have so many homes without an HOA? ▾
Murray was largely built out between the 1940s and 1980s, before HOAs became standard practice in Utah subdivisions. Most of the city's single-family neighborhoods were platted as straightforward city lots governed only by Murray's zoning code, so dues-paying associations simply never existed there.
Can I park an RV, boat, or trailer at a no-HOA home in Murray? ▾
Generally yes, but Murray City still has municipal rules about where recreational vehicles can be stored — typically on an improved surface, not blocking the sidewalk, and often with setback requirements from the front property line. Always check the current Murray City ordinance before assuming any spot is fair game.
Does no HOA mean I can build a shop or ADU on the property? ▾
It removes the architectural-review hurdle, but city zoning still applies. Murray allows accessory dwelling units and detached garages/shops in most residential zones with a permit, subject to lot coverage, height, and setback limits. Run your plans by Murray's planning department before you buy if an ADU or large shop is the goal.
Are there any condos or townhomes in Murray without an HOA? ▾
Almost never. Attached housing essentially requires an association to manage shared roofs, exteriors, and common areas, so virtually every condo and townhome project in Murray has dues. If you want no HOA, plan on a detached single-family home.
What's the price difference between HOA and no-HOA homes in Murray? ▾
It's less about HOA status and more about age and lot size. No-HOA homes in Murray tend to be older detached houses on bigger lots, which often price similarly to or above newer attached homes with dues. Skipping HOA fees can still save $150–$400 a month versus a comparable townhome.
Are no-HOA Murray homes harder to finance or insure? ▾
No — conventional, FHA, VA, and USDA financing all work normally on detached single-family homes without an HOA. Insurance is actually simpler since you carry one policy on the whole property rather than coordinating with a master association policy.