bds
|
ba
|
sqft
ac lot
|
car garage
|
|
Homes Under $300,000 in Centerfield, Utah
Centerfield sits in southern Sanpete County, right next to Gunnison along US-89, and it remains one of the more affordable small towns in central Utah. Homes priced under $300,000 here typically land in the 1,200-to-1,800 square foot range — older brick ramblers, modest farmhouses on quarter-acre town lots, and the occasional manufactured home on owned land. Because Centerfield's economy leans on agriculture, the Central Utah Correctional Facility in Gunnison, and small trades, prices have stayed grounded compared to the Wasatch Front, where the same money barely buys a starter condo. Buyers shopping this range are often first-time owners, retirees downsizing from busier markets, or families wanting room for a garden and a shop without taking on a $500K mortgage.
The trade-off for the lower price is age and rural infrastructure. A lot of homes in this band were built between 1950 and 1990, sit on septic systems, and may rely on a well or shared irrigation. That's normal for the area, not a red flag, but it does mean inspections matter. On the upside, you get quiet streets, mountain views toward the Pahvant Range, a 30-minute drive to Richfield for bigger shopping, and access to USDA Rural Development financing that can eliminate the down payment entirely. Inventory at this price point is thin — usually a handful of homes at any given time — so the list below moves quickly. Browse the active listings to see what's currently available in Centerfield under $300K.
May 2026 · Centerfield market
Live from the Utah MLS — what's actually happening in Centerfield right now.
Median sale
$601,500
2 closed in May 2026
Median DOM
24 days
listing → contract
Sale-to-list
99.7%
of final list price
Unsold inventory
12
active + pending
4 matching · page 1 of 1
Active listings
Prefer the map?
See all 4 homes under $300k on a map
Pan around Centerfield and refine by drawing your own boundary.
Common questions
About homes under $300k in Centerfield.
What kind of home can I actually get under $300K in Centerfield? ▾
Most sub-$300K listings here are older single-family homes on standard town lots, manufactured homes on permanent foundations, or smaller 2-3 bedroom ramblers from the 1970s-90s. Occasionally a fixer on an oversized lot with outbuildings comes up in this range. Newer construction is rare under $300K because lot and material costs have pushed most new builds into the $350K+ bracket.
Is Centerfield a realistic commute to anywhere with jobs? ▾
Centerfield sits in Sanpete County on US-89, about 20 minutes south of Manti and roughly 2 hours from the Salt Lake Valley. Most working residents commute locally to Gunnison, Manti, Ephraim (Snow College), or the Central Utah Correctional Facility in Gunnison, which is one of the larger area employers. It's not a Wasatch Front commuter town.
How many homes under $300K are typically active here? ▾
Centerfield is a small community of around 1,400 people, so inventory at any price point is thin — often just a handful of active listings town-wide. Sub-$300K options come and go quickly, and weeks can pass between new listings hitting the MLS. Setting up a saved search with instant alerts is the practical way to catch them.
Are USDA loans an option in Centerfield? ▾
Yes. Centerfield's population and rural location put it inside USDA Rural Development's eligible map, so qualifying buyers can use a USDA loan with no down payment. That's a meaningful tool in this price range, especially for first-time buyers stretching to reach a $250K-$290K purchase.
What should I check on older homes in this price range? ▾
Water source and septic are the big ones — confirm whether the home is on town water/sewer or a private well and septic system, and get the septic inspected. Also look at the age of the furnace, roof, and main panel. Many homes from the 70s and 80s still have original galvanized or polybutylene plumbing that's worth budgeting to replace.
Are property taxes low compared to the Wasatch Front? ▾
Sanpete County tax rates are generally lower than Salt Lake, Utah, or Davis counties, and assessed values on sub-$300K homes keep annual property taxes modest — often in the $900-$1,600 range for a primary residence with the residential exemption. That's a real monthly-payment advantage versus comparable homes up north.